ZIA Credit Union
| Weiss Ratings |
ZIA Credit Union
Los Alamos, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 5.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 4.10 | |||
| Company Info |
ZIA Credit Union
Los Alamos, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 441 | |||
| Phone Number | (505) 662-4671 | |||
| Website | www.ziacu.org | |||
| Asset Quality |
ZIA Credit Union
Los Alamos, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 10.43% | |||
| 5-Year Asset Growth | 9.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 4.72% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
ZIA Credit Union
Los Alamos, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 253.20M | |||
| Total Deposits | 233.90M | |||
| Capital and Reserves |
ZIA Credit Union
Los Alamos, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 18.52M | |||
| Leverage Ratio | 7.98 | |||
| Loan Loss Reserves to Loans | 0.73% | |||
| Liquidity |
ZIA Credit Union
Los Alamos, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 21.01% | |||
| Liquidity Ratio | 19.30% | |||
| Profitability |
ZIA Credit Union
Los Alamos, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 1.04M | |||
| Net Interest Spread | 4.32% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 77.69% | |||
| Return on Assets | 0.84% | |||
| Return on Equity | 11.84% | |||