ZIA Credit Union
| Weiss Ratings |
ZIA Credit Union
Los Alamos, NM |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 5.20 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 4.80 | |||
| Company Info |
ZIA Credit Union
Los Alamos, NM |
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| NCUA Charter Number | 441 | |||
| Phone Number | (505) 662-4671 | |||
| Website | www.ziacu.org | |||
| Asset Quality |
ZIA Credit Union
Los Alamos, NM |
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| 1-Year Asset Growth | 10.13% | |||
| 5-Year Asset Growth | 9.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.49% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 5.43% | |||
| Non-Performing Loans to Loans | 0.49% | |||
| Balance Sheet |
ZIA Credit Union
Los Alamos, NM |
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| Total Assets | 255.07M | |||
| Total Deposits | 234.74M | |||
| Capital and Reserves |
ZIA Credit Union
Los Alamos, NM |
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| Capital | 19.33M | |||
| Leverage Ratio | 8.11 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Liquidity |
ZIA Credit Union
Los Alamos, NM |
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| Hot Money Ratio | 21.51% | |||
| Liquidity Ratio | 14.92% | |||
| Profitability |
ZIA Credit Union
Los Alamos, NM |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 1.52M | |||
| Net Interest Spread | 4.36% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 75.24% | |||
| Return on Assets | 0.82% | |||
| Return on Equity | 11.31% | |||