| Weiss Ratings |
Utility District Credit Union
Oakland, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 6.90 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 3.00 | |||
| Company Info |
Utility District Credit Union
Oakland, CA |
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| NCUA Charter Number | 4412 | |||
| Phone Number | (510) 287-0467 | |||
| Website | www.udcu.org | |||
| Asset Quality |
Utility District Credit Union
Oakland, CA |
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| 1-Year Asset Growth | -6.45% | |||
| 5-Year Asset Growth | 0.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | -0.08% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.14% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
Utility District Credit Union
Oakland, CA |
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| Total Assets | 33.51M | |||
| Total Deposits | 30.56M | |||
| Capital and Reserves |
Utility District Credit Union
Oakland, CA |
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| Capital | 2.81M | |||
| Leverage Ratio | 8.39 | |||
| Loan Loss Reserves to Loans | 0.20% | |||
| Liquidity |
Utility District Credit Union
Oakland, CA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 47.01% | |||
| Profitability |
Utility District Credit Union
Oakland, CA |
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| 5-Year Return on Average Assets | -0.16% | |||
| Net Income | 43.00K | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 84.53% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 6.17% | |||