Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (1.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 37.2 percent of nonperforming loans to core capital combined with 18.2 percent from a year earlier contributes to the Weak asset quality (1.7). Weak liquidity 1.8, driven by a liquidity ratio of 8.0 percent and a “hot money” ratio of 27.1 percent.
Asset Mix:
Home mtgs (28%), consumer loans (11%), other (61%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
6600 44th Avenue
Moline, IL 61265
Moline, IL 61265
Phone Number
(800) 323-5109
NCUA Charter Number
Largest Competitors
Moline, IL
Moline, IL
Moline, IL
Moline, IL
Moline, IL