D
Vibrant Credit Union
MolineIL
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Vibrant Credit Union
Moline, IL
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Rating D
Asset Quality Index 5.40
Capitalization Index 3.80
Liquidity Index 1.40
Profitability Index 3.70
Stability Index 3.00
Company Info Vibrant Credit Union
Moline, IL
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NCUA Charter Number 4415
Phone Number (800) 323-5109
Website www.vibrantcreditunion.org
Asset Quality Vibrant Credit Union
Moline, IL
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1-Year Asset Growth 7.27%
5-Year Asset Growth 6.34%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 2.34%
Non-Performing Assets to Assets 1.29%
Non-Performing Loans to Capital 19.49%
Non-Performing Loans to Loans 1.62%
Balance Sheet Vibrant Credit Union
Moline, IL
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Total Assets 1.15B
Total Deposits 906.98M
Capital and Reserves Vibrant Credit Union
Moline, IL
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Capital 69.98M
Leverage Ratio 8.05
Loan Loss Reserves to Loans 0.68%
Liquidity Vibrant Credit Union
Moline, IL
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Hot Money Ratio 31.27%
Liquidity Ratio 6.63%
Profitability Vibrant Credit Union
Moline, IL
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5-Year Return on Average Assets 0.22%
Net Income 5.58M
Net Interest Spread 3.33%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 62.30%
Return on Assets 0.66%
Return on Equity 11.54%