D
Vibrant Credit Union
MolineIL
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Vibrant Credit Union
Moline, IL
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Rating D
Asset Quality Index 3.70
Capitalization Index 3.50
Liquidity Index 1.50
Profitability Index 3.50
Stability Index 2.30
Company Info Vibrant Credit Union
Moline, IL
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NCUA Charter Number 4415
Phone Number (800) 323-5109
Website www.vibrantcreditunion.org
Asset Quality Vibrant Credit Union
Moline, IL
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1-Year Asset Growth 6.12%
5-Year Asset Growth 6.34%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 3.55%
Non-Performing Assets to Assets 1.58%
Non-Performing Loans to Capital 25.57%
Non-Performing Loans to Loans 2.04%
Balance Sheet Vibrant Credit Union
Moline, IL
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Total Assets 1.12B
Total Deposits 881.18M
Capital and Reserves Vibrant Credit Union
Moline, IL
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Capital 64.83M
Leverage Ratio 8.17
Loan Loss Reserves to Loans 0.54%
Liquidity Vibrant Credit Union
Moline, IL
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Hot Money Ratio 29.43%
Liquidity Ratio 6.44%
Profitability Vibrant Credit Union
Moline, IL
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5-Year Return on Average Assets 0.22%
Net Income 4.75M
Net Interest Spread 3.49%
Operating Profit to Average Assets 1.90%
Overhead Efficiency Ratio 57.92%
Return on Assets 1.71%
Return on Equity 30.74%