Louisville Gas and Electric Company Credit Union

Louisville, KY

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Louisville Gas and Electric Company Credit Union Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	5.00
Profitability Index	5.90
Stability Index	8.10

Company Info	Louisville Gas and Electric Company Credit Union Louisville, KY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4420
Phone Number	(502) 627-3140
Website	www.lgecu.org

Asset Quality	Louisville Gas and Electric Company Credit Union Louisville, KY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.82%
5-Year Asset Growth	2.65%
5-Year Charge-Offs to Average Loans	0.05%
Charge-Offs to Average Loans	0.23%
Non-Performing Assets to Assets	0.09%
Non-Performing Loans to Capital	0.54%
Non-Performing Loans to Loans	0.16%

Balance Sheet	Louisville Gas and Electric Company Credit Union Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Total Assets	46.97M
Total Deposits	39.47M

Capital and Reserves	Louisville Gas and Electric Company Credit Union Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Capital	7.43M
Leverage Ratio	15.85
Loan Loss Reserves to Loans	0.43%

Liquidity	Louisville Gas and Electric Company Credit Union Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	14.66%
Liquidity Ratio	26.57%

Profitability	Louisville Gas and Electric Company Credit Union Louisville, KY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.63%
Net Income	116.00K
Net Interest Spread	3.02%
Operating Profit to Average Assets	1.05%
Overhead Efficiency Ratio	68.15%
Return on Assets	0.99%
Return on Equity	6.29%