| Weiss Ratings |
WCU Credit Union
Decatur, AL |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 3.70 | |||
| Company Info |
WCU Credit Union
Decatur, AL |
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| NCUA Charter Number | 4426 | |||
| Phone Number | (256) 355-5010 | |||
| Website | www.wcucu.com | |||
| Asset Quality |
WCU Credit Union
Decatur, AL |
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| 1-Year Asset Growth | -3.63% | |||
| 5-Year Asset Growth | 6.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.78% | |||
| Non-Performing Loans to Capital | 9.25% | |||
| Non-Performing Loans to Loans | 1.55% | |||
| Balance Sheet |
WCU Credit Union
Decatur, AL |
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| Total Assets | 35.30M | |||
| Total Deposits | 32.08M | |||
| Capital and Reserves |
WCU Credit Union
Decatur, AL |
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| Capital | 2.89M | |||
| Leverage Ratio | 8.19 | |||
| Loan Loss Reserves to Loans | 0.40% | |||
| Liquidity |
WCU Credit Union
Decatur, AL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 25.64% | |||
| Profitability |
WCU Credit Union
Decatur, AL |
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| 5-Year Return on Average Assets | 0.13% | |||
| Net Income | 50.00K | |||
| Net Interest Spread | 5.06% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 88.62% | |||
| Return on Assets | 0.58% | |||
| Return on Equity | 6.99% | |||
