| Weiss Ratings |
WCU Credit Union
Decatur, AL |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 3.80 | |||
| Company Info |
WCU Credit Union
Decatur, AL |
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| NCUA Charter Number | 4426 | |||
| Phone Number | (256) 355-5010 | |||
| Website | www.wcucu.com | |||
| Asset Quality |
WCU Credit Union
Decatur, AL |
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| 1-Year Asset Growth | -3.67% | |||
| 5-Year Asset Growth | 5.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 11.46% | |||
| Non-Performing Loans to Loans | 2.07% | |||
| Balance Sheet |
WCU Credit Union
Decatur, AL |
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| Total Assets | 34.11M | |||
| Total Deposits | 30.94M | |||
| Capital and Reserves |
WCU Credit Union
Decatur, AL |
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| Capital | 3.06M | |||
| Leverage Ratio | 8.98 | |||
| Loan Loss Reserves to Loans | 0.37% | |||
| Liquidity |
WCU Credit Union
Decatur, AL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 25.80% | |||
| Profitability |
WCU Credit Union
Decatur, AL |
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| 5-Year Return on Average Assets | 0.16% | |||
| Net Income | 72.00K | |||
| Net Interest Spread | 5.22% | |||
| Operating Profit to Average Assets | 0.45% | |||
| Overhead Efficiency Ratio | 87.86% | |||
| Return on Assets | 0.42% | |||
| Return on Equity | 4.76% | |||