B
Los Alamos Schools Credit Union
Rating Date
July 2025
Net Capital
Ratio
10.56
Leverage
Ratio
10.71
Return On
Assets
0.82%
Total
Assets
33.14M
Capital
3.50M
Total
Deposits
29.54M
Net
Income
68.00K
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Weiss Ratings Los Alamos Schools Credit Union
Los Alamos, NM 		Click to
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Rating B
Asset Quality Index 8.80
Capitalization Index 8.60
Liquidity Index 4.60
Profitability Index 5.50
Stability Index 5.80
Company Info Los Alamos Schools Credit Union
Los Alamos, NM 		Click to
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NCUA Charter Number 4431
Phone Number (505) 662-3421
Website lascu.org
Asset Quality Los Alamos Schools Credit Union
Los Alamos, NM 		Click to
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1-Year Asset Growth 3.95%
5-Year Asset Growth 10.82%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans -0.31%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.15%
Non-Performing Loans to Loans 0.20%
Balance Sheet Los Alamos Schools Credit Union
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Total Assets 33.14M
Total Deposits 29.54M
Capital and Reserves Los Alamos Schools Credit Union
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Capital 3.50M
Leverage Ratio 10.71
Loan Loss Reserves to Loans 0.78%
Liquidity Los Alamos Schools Credit Union
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Hot Money Ratio 10.17%
Liquidity Ratio 26.79%
Profitability Los Alamos Schools Credit Union
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5-Year Return on Average Assets 0.56%
Net Income 68.00K
Net Interest Spread 4.42%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 77.92%
Return on Assets 0.82%
Return on Equity 7.85%