B
Desert Financial Credit Union
PhoenixAZ
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Desert Financial Credit Union
Phoenix, AZ
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Rating B
Asset Quality Index 10.00
Capitalization Index 4.60
Liquidity Index 4.00
Profitability Index 6.50
Stability Index 7.20
Company Info Desert Financial Credit Union
Phoenix, AZ
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NCUA Charter Number 444
Phone Number (602) 433-7000
Website www.desertfinancial.com
Asset Quality Desert Financial Credit Union
Phoenix, AZ
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1-Year Asset Growth 5.87%
5-Year Asset Growth 14.08%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 1.34%
Non-Performing Loans to Loans 0.20%
Balance Sheet Desert Financial Credit Union
Phoenix, AZ
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Total Assets 8.89B
Total Deposits 7.61B
Capital and Reserves Desert Financial Credit Union
Phoenix, AZ
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Capital 623.99M
Leverage Ratio 11.24
Loan Loss Reserves to Loans 0.95%
Liquidity Desert Financial Credit Union
Phoenix, AZ
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Hot Money Ratio 8.15%
Liquidity Ratio 12.53%
Profitability Desert Financial Credit Union
Phoenix, AZ
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5-Year Return on Average Assets 1.03%
Net Income 26.25M
Net Interest Spread 2.54%
Operating Profit to Average Assets 0.71%
Overhead Efficiency Ratio 67.72%
Return on Assets 1.19%
Return on Equity 17.01%