B
Financial Plus Credit Union
OttawaIL
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Financial Plus Credit Union
Ottawa, IL
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Rating B
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 7.60
Stability Index 7.00
Company Info Financial Plus Credit Union
Ottawa, IL
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NCUA Charter Number 4444
Phone Number (815) 223-6602
Website www.financialplus.org
Asset Quality Financial Plus Credit Union
Ottawa, IL
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1-Year Asset Growth 8.44%
5-Year Asset Growth 9.37%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.68%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 1.90%
Non-Performing Loans to Loans 0.40%
Balance Sheet Financial Plus Credit Union
Ottawa, IL
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Total Assets 552.89M
Total Deposits 480.66M
Capital and Reserves Financial Plus Credit Union
Ottawa, IL
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Capital 67.90M
Leverage Ratio 12.66
Loan Loss Reserves to Loans 1.04%
Liquidity Financial Plus Credit Union
Ottawa, IL
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Hot Money Ratio 12.11%
Liquidity Ratio 14.74%
Profitability Financial Plus Credit Union
Ottawa, IL
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5-Year Return on Average Assets 0.86%
Net Income 1.47M
Net Interest Spread 4.53%
Operating Profit to Average Assets 1.46%
Overhead Efficiency Ratio 71.69%
Return on Assets 1.08%
Return on Equity 8.81%