| Weiss Ratings |
Financial Plus Credit Union
Ottawa, IL |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 6.30 | |||
| Company Info |
Financial Plus Credit Union
Ottawa, IL |
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| NCUA Charter Number | 4444 | |||
| Phone Number | (815) 433-1496 | |||
| Website | www.financialplus.org | |||
| Asset Quality |
Financial Plus Credit Union
Ottawa, IL |
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| 1-Year Asset Growth | 7.71% | |||
| 5-Year Asset Growth | 9.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 2.13% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
Financial Plus Credit Union
Ottawa, IL |
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| Total Assets | 548.77M | |||
| Total Deposits | 469.47M | |||
| Capital and Reserves |
Financial Plus Credit Union
Ottawa, IL |
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| Capital | 73.25M | |||
| Leverage Ratio | 13.46 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Liquidity |
Financial Plus Credit Union
Ottawa, IL |
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| Hot Money Ratio | 12.31% | |||
| Liquidity Ratio | 8.04% | |||
| Profitability |
Financial Plus Credit Union
Ottawa, IL |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 5.35M | |||
| Net Interest Spread | 4.71% | |||
| Operating Profit to Average Assets | 1.70% | |||
| Overhead Efficiency Ratio | 68.19% | |||
| Return on Assets | 1.30% | |||
| Return on Equity | 10.32% | |||