B
NorthRidge Community Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings NorthRidge Community Credit Union
Virginia, MN
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Rating B
Asset Quality Index 5.40
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 10.00
Stability Index 9.10
Company Info NorthRidge Community Credit Union
Virginia, MN
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NCUA Charter Number 4449
Phone Number (218) 748-2609
Website nrccu.org
Asset Quality NorthRidge Community Credit Union
Virginia, MN
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1-Year Asset Growth 1.18%
5-Year Asset Growth 15.55%
5-Year Charge-Offs to Average Loans 0.84%
Charge-Offs to Average Loans 1.15%
Non-Performing Assets to Assets 3.02%
Non-Performing Loans to Capital 19.08%
Non-Performing Loans to Loans 3.35%
Balance Sheet NorthRidge Community Credit Union
Virginia, MN
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Total Assets 109.97M
Total Deposits 93.34M
Capital and Reserves NorthRidge Community Credit Union
Virginia, MN
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Capital 16.39M
Leverage Ratio 14.92
Loan Loss Reserves to Loans 1.20%
Liquidity NorthRidge Community Credit Union
Virginia, MN
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Hot Money Ratio 6.69%
Liquidity Ratio 13.31%
Profitability NorthRidge Community Credit Union
Virginia, MN
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5-Year Return on Average Assets 1.78%
Net Income 1.34M
Net Interest Spread 6.76%
Operating Profit to Average Assets 2.60%
Overhead Efficiency Ratio 65.30%
Return on Assets 1.60%
Return on Equity 11.36%