B
NorthRidge Community Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings NorthRidge Community Credit Union
Hoyt Lakes, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 5.90
Capitalization Index 9.90
Liquidity Index 3.10
Profitability Index 7.20
Stability Index 8.60
Company Info NorthRidge Community Credit Union
Hoyt Lakes, MN
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4449
Phone Number (218) 471-2121
Website www.nrccu.org
Asset Quality NorthRidge Community Credit Union
Hoyt Lakes, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 9.17%
5-Year Asset Growth 18.88%
5-Year Charge-Offs to Average Loans 1.62%
Charge-Offs to Average Loans 1.07%
Non-Performing Assets to Assets 2.27%
Non-Performing Loans to Capital 17.44%
Non-Performing Loans to Loans 2.88%
Balance Sheet NorthRidge Community Credit Union
Hoyt Lakes, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 107.14M
Total Deposits 85.54M
Capital and Reserves NorthRidge Community Credit Union
Hoyt Lakes, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 13.30M
Leverage Ratio 11.72
Loan Loss Reserves to Loans 0.82%
Liquidity NorthRidge Community Credit Union
Hoyt Lakes, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 5.24%
Liquidity Ratio 21.31%
Profitability NorthRidge Community Credit Union
Hoyt Lakes, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.71%
Net Income 224.00K
Net Interest Spread 5.52%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 73.29%
Return on Assets 0.85%
Return on Equity 6.80%