B
NorthRidge Community Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings NorthRidge Community Credit Union
Hoyt Lakes, MN
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Rating B
Asset Quality Index 3.70
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 10.00
Stability Index 9.10
Company Info NorthRidge Community Credit Union
Hoyt Lakes, MN
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NCUA Charter Number 4449
Phone Number (218) 471-2121
Website nrccu.org
Asset Quality NorthRidge Community Credit Union
Hoyt Lakes, MN
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1-Year Asset Growth 4.76%
5-Year Asset Growth 15.55%
5-Year Charge-Offs to Average Loans 0.84%
Charge-Offs to Average Loans 0.93%
Non-Performing Assets to Assets 3.30%
Non-Performing Loans to Capital 21.45%
Non-Performing Loans to Loans 3.89%
Balance Sheet NorthRidge Community Credit Union
Hoyt Lakes, MN
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Total Assets 110.61M
Total Deposits 94.84M
Capital and Reserves NorthRidge Community Credit Union
Hoyt Lakes, MN
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Capital 16.00M
Leverage Ratio 14.49
Loan Loss Reserves to Loans 1.16%
Liquidity NorthRidge Community Credit Union
Hoyt Lakes, MN
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Hot Money Ratio 6.10%
Liquidity Ratio 15.72%
Profitability NorthRidge Community Credit Union
Hoyt Lakes, MN
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5-Year Return on Average Assets 1.78%
Net Income 966.00K
Net Interest Spread 6.65%
Operating Profit to Average Assets 2.50%
Overhead Efficiency Ratio 65.58%
Return on Assets 1.73%
Return on Equity 12.46%