| Weiss Ratings |
KeyPoint Credit Union
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 4.30 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 3.40 | |||
| Company Info |
KeyPoint Credit Union
San Jose, CA |
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| NCUA Charter Number | 445 | |||
| Phone Number | (408) 731-4100 | |||
| Website | www.kpcu.com | |||
| Asset Quality |
KeyPoint Credit Union
San Jose, CA |
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| 1-Year Asset Growth | -5.24% | |||
| 5-Year Asset Growth | 5.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.70% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 3.53% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
KeyPoint Credit Union
San Jose, CA |
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| Total Assets | 1.69B | |||
| Total Deposits | 1.35B | |||
| Capital and Reserves |
KeyPoint Credit Union
San Jose, CA |
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| Capital | 111.87M | |||
| Leverage Ratio | 8.82 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Liquidity |
KeyPoint Credit Union
San Jose, CA |
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| Hot Money Ratio | 19.01% | |||
| Liquidity Ratio | 14.26% | |||
| Profitability |
KeyPoint Credit Union
San Jose, CA |
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| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 1.62M | |||
| Net Interest Spread | 2.71% | |||
| Operating Profit to Average Assets | 0.39% | |||
| Overhead Efficiency Ratio | 86.92% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 5.88% | |||
