| Weiss Ratings |
Mobile Educators Credit Union
Mobile, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 7.60 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 7.70 | |||
| Company Info |
Mobile Educators Credit Union
Mobile, AL |
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| NCUA Charter Number | 4460 | |||
| Phone Number | (251) 473-4712 | |||
| Website | www.yourmecu.com | |||
| Asset Quality |
Mobile Educators Credit Union
Mobile, AL |
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| 1-Year Asset Growth | 2.86% | |||
| 5-Year Asset Growth | 4.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.35% | |||
| Non-Performing Loans to Loans | 1.11% | |||
| Balance Sheet |
Mobile Educators Credit Union
Mobile, AL |
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| Total Assets | 109.10M | |||
| Total Deposits | 95.72M | |||
| Capital and Reserves |
Mobile Educators Credit Union
Mobile, AL |
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| Capital | 13.04M | |||
| Leverage Ratio | 12.30 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Liquidity |
Mobile Educators Credit Union
Mobile, AL |
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| Hot Money Ratio | 0.92% | |||
| Liquidity Ratio | 38.08% | |||
| Profitability |
Mobile Educators Credit Union
Mobile, AL |
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| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 681.00K | |||
| Net Interest Spread | 3.75% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 66.74% | |||
| Return on Assets | 1.25% | |||
| Return on Equity | 10.79% | |||