D
Great Lakes Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Great Lakes Federal Credit Union
Bay City, MI
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Rating D
Asset Quality Index 10.00
Capitalization Index 6.50
Liquidity Index 4.60
Profitability Index 3.60
Stability Index 2.70
Company Info Great Lakes Federal Credit Union
Bay City, MI
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NCUA Charter Number 4463
Phone Number (989) 893-2831
Website www.greatlakesfcu.com
Asset Quality Great Lakes Federal Credit Union
Bay City, MI
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1-Year Asset Growth 0.72%
5-Year Asset Growth 4.65%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 1.03%
Non-Performing Loans to Loans 0.22%
Balance Sheet Great Lakes Federal Credit Union
Bay City, MI
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Total Assets 59.67M
Total Deposits 50.15M
Capital and Reserves Great Lakes Federal Credit Union
Bay City, MI
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Capital 5.36M
Leverage Ratio 11.78
Loan Loss Reserves to Loans 0.37%
Liquidity Great Lakes Federal Credit Union
Bay City, MI
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Hot Money Ratio 1.71%
Liquidity Ratio 20.34%
Profitability Great Lakes Federal Credit Union
Bay City, MI
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5-Year Return on Average Assets 0.56%
Net Income 205.00K
Net Interest Spread 3.45%
Operating Profit to Average Assets 0.46%
Overhead Efficiency Ratio 87.07%
Return on Assets 0.46%
Return on Equity 5.65%