D
Great Lakes Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Great Lakes Federal Credit Union
Bay City, MI
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Rating D
Asset Quality Index 8.40
Capitalization Index 5.60
Liquidity Index 4.30
Profitability Index 3.10
Stability Index 2.70
Company Info Great Lakes Federal Credit Union
Bay City, MI
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NCUA Charter Number 4463
Phone Number (989) 893-2831
Website www.greatlakesfcu.com
Asset Quality Great Lakes Federal Credit Union
Bay City, MI
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1-Year Asset Growth -4.20%
5-Year Asset Growth 4.65%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans -0.07%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.61%
Non-Performing Loans to Loans 0.11%
Balance Sheet Great Lakes Federal Credit Union
Bay City, MI
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Total Assets 58.36M
Total Deposits 49.34M
Capital and Reserves Great Lakes Federal Credit Union
Bay City, MI
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Capital 4.68M
Leverage Ratio 11.75
Loan Loss Reserves to Loans 0.38%
Liquidity Great Lakes Federal Credit Union
Bay City, MI
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Hot Money Ratio 1.52%
Liquidity Ratio 19.11%
Profitability Great Lakes Federal Credit Union
Bay City, MI
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5-Year Return on Average Assets 0.56%
Net Income 34.00K
Net Interest Spread 3.30%
Operating Profit to Average Assets 0.22%
Overhead Efficiency Ratio 92.34%
Return on Assets 0.23%
Return on Equity 3.02%