B
Isabella Community Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Isabella Community Credit Union
Mount Pleasant, MI
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Rating B
Asset Quality Index 8.00
Capitalization Index 6.40
Liquidity Index 4.70
Profitability Index 6.30
Stability Index 5.80
Company Info Isabella Community Credit Union
Mount Pleasant, MI
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NCUA Charter Number 4469
Phone Number (989) 773-5927
Website www.iccuonline.com
Asset Quality Isabella Community Credit Union
Mount Pleasant, MI
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1-Year Asset Growth 4.25%
5-Year Asset Growth 9.86%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 5.26%
Non-Performing Loans to Loans 0.87%
Balance Sheet Isabella Community Credit Union
Mount Pleasant, MI
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Total Assets 213.07M
Total Deposits 192.19M
Capital and Reserves Isabella Community Credit Union
Mount Pleasant, MI
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Capital 18.84M
Leverage Ratio 9.29
Loan Loss Reserves to Loans 0.46%
Liquidity Isabella Community Credit Union
Mount Pleasant, MI
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Hot Money Ratio 7.88%
Liquidity Ratio 28.24%
Profitability Isabella Community Credit Union
Mount Pleasant, MI
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5-Year Return on Average Assets 0.65%
Net Income 1.25M
Net Interest Spread 3.89%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 73.57%
Return on Assets 1.19%
Return on Equity 14.04%