C
Affinity Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Affinity Federal Credit Union
Basking Ridge, NJ
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Rating C
Asset Quality Index 5.90
Capitalization Index 5.00
Liquidity Index 1.20
Profitability Index 3.30
Stability Index 3.90
Company Info Affinity Federal Credit Union
Basking Ridge, NJ
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NCUA Charter Number 447
Phone Number (908) 860-7208
Website www.affinityfcu.com
Asset Quality Affinity Federal Credit Union
Basking Ridge, NJ
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1-Year Asset Growth -10.16%
5-Year Asset Growth 4.76%
5-Year Charge-Offs to Average Loans 0.49%
Charge-Offs to Average Loans 0.99%
Non-Performing Assets to Assets 1.20%
Non-Performing Loans to Capital 13.60%
Non-Performing Loans to Loans 1.33%
Balance Sheet Affinity Federal Credit Union
Basking Ridge, NJ
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Total Assets 4.17B
Total Deposits 3.58B
Capital and Reserves Affinity Federal Credit Union
Basking Ridge, NJ
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Capital 314.20M
Leverage Ratio 8.10
Loan Loss Reserves to Loans 1.47%
Liquidity Affinity Federal Credit Union
Basking Ridge, NJ
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Hot Money Ratio 15.11%
Liquidity Ratio 4.17%
Profitability Affinity Federal Credit Union
Basking Ridge, NJ
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5-Year Return on Average Assets 0.41%
Net Income 1.80M
Net Interest Spread 2.61%
Operating Profit to Average Assets 0.71%
Overhead Efficiency Ratio 80.33%
Return on Assets 0.17%
Return on Equity 2.30%