C
Affinity Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Affinity Federal Credit Union
Basking Ridge, NJ
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Rating C
Asset Quality Index 6.70
Capitalization Index 5.10
Liquidity Index 2.10
Profitability Index 1.60
Stability Index 4.90
Company Info Affinity Federal Credit Union
Basking Ridge, NJ
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NCUA Charter Number 447
Phone Number (908) 860-7208
Website www.affinityfcu.com
Asset Quality Affinity Federal Credit Union
Basking Ridge, NJ
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1-Year Asset Growth 1.59%
5-Year Asset Growth 3.26%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 0.62%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 8.34%
Non-Performing Loans to Loans 0.85%
Balance Sheet Affinity Federal Credit Union
Basking Ridge, NJ
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Total Assets 4.24B
Total Deposits 3.67B
Capital and Reserves Affinity Federal Credit Union
Basking Ridge, NJ
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Capital 319.97M
Leverage Ratio 8.06
Loan Loss Reserves to Loans 1.21%
Liquidity Affinity Federal Credit Union
Basking Ridge, NJ
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Hot Money Ratio 16.36%
Liquidity Ratio 10.76%
Profitability Affinity Federal Credit Union
Basking Ridge, NJ
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5-Year Return on Average Assets 0.34%
Net Income 1.64M
Net Interest Spread 3.09%
Operating Profit to Average Assets 0.52%
Overhead Efficiency Ratio 86.53%
Return on Assets 0.16%
Return on Equity 2.06%