B
Gulf Trust Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gulf Trust Federal Credit Union
Pascagoula, MS
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Rating B
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 9.00
Stability Index 7.00
Company Info Gulf Trust Federal Credit Union
Pascagoula, MS
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NCUA Charter Number 4475
Phone Number (228) 762-0659
Website www.gulftrustcu.org
Asset Quality Gulf Trust Federal Credit Union
Pascagoula, MS
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1-Year Asset Growth -2.89%
5-Year Asset Growth 0.16%
5-Year Charge-Offs to Average Loans 0.41%
Charge-Offs to Average Loans 0.73%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 5.96%
Non-Performing Loans to Loans 1.85%
Balance Sheet Gulf Trust Federal Credit Union
Pascagoula, MS
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Total Assets 26.32M
Total Deposits 20.89M
Capital and Reserves Gulf Trust Federal Credit Union
Pascagoula, MS
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Capital 5.33M
Leverage Ratio 20.30
Loan Loss Reserves to Loans 0.57%
Liquidity Gulf Trust Federal Credit Union
Pascagoula, MS
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Hot Money Ratio 14.80%
Liquidity Ratio 32.72%
Profitability Gulf Trust Federal Credit Union
Pascagoula, MS
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5-Year Return on Average Assets 0.81%
Net Income 97.00K
Net Interest Spread 4.78%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 74.05%
Return on Assets 0.73%
Return on Equity 3.66%