B
Earthmover Credit Union
OswegoIL
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Earthmover Credit Union
Oswego, IL
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Rating B
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 8.40
Stability Index 7.00
Company Info Earthmover Credit Union
Oswego, IL
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NCUA Charter Number 4478
Phone Number (630) 844-4950
Website www.earthmovercu.com
Asset Quality Earthmover Credit Union
Oswego, IL
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1-Year Asset Growth 7.04%
5-Year Asset Growth 7.72%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 2.60%
Non-Performing Loans to Loans 0.83%
Balance Sheet Earthmover Credit Union
Oswego, IL
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Total Assets 447.32M
Total Deposits 364.74M
Capital and Reserves Earthmover Credit Union
Oswego, IL
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Capital 79.39M
Leverage Ratio 19.35
Loan Loss Reserves to Loans 1.17%
Liquidity Earthmover Credit Union
Oswego, IL
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Hot Money Ratio 11.26%
Liquidity Ratio 16.39%
Profitability Earthmover Credit Union
Oswego, IL
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5-Year Return on Average Assets 1.29%
Net Income 4.15M
Net Interest Spread 4.99%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 72.03%
Return on Assets 1.25%
Return on Equity 7.31%