C
4Front Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 4Front Credit Union
Traverse City, MI
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Rating C
Asset Quality Index 6.90
Capitalization Index 5.90
Liquidity Index 2.50
Profitability Index 3.10
Stability Index 4.70
Company Info 4Front Credit Union
Traverse City, MI
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NCUA Charter Number 4479
Phone Number (231) 929-2000
Website www.4frontcu.com
Asset Quality 4Front Credit Union
Traverse City, MI
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1-Year Asset Growth -4.55%
5-Year Asset Growth 12.94%
5-Year Charge-Offs to Average Loans 0.57%
Charge-Offs to Average Loans 0.82%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 9.50%
Non-Performing Loans to Loans 1.23%
Balance Sheet 4Front Credit Union
Traverse City, MI
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Total Assets 1.03B
Total Deposits 904.27M
Capital and Reserves 4Front Credit Union
Traverse City, MI
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Capital 87.80M
Leverage Ratio 9.17
Loan Loss Reserves to Loans 1.58%
Liquidity 4Front Credit Union
Traverse City, MI
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Hot Money Ratio 9.10%
Liquidity Ratio 8.97%
Profitability 4Front Credit Union
Traverse City, MI
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5-Year Return on Average Assets 0.73%
Net Income 698.00K
Net Interest Spread 5.12%
Operating Profit to Average Assets 0.70%
Overhead Efficiency Ratio 83.29%
Return on Assets 0.27%
Return on Equity 3.22%