C
4Front Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 4Front Credit Union
Traverse City, MI
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Rating C
Asset Quality Index 7.50
Capitalization Index 6.10
Liquidity Index 2.80
Profitability Index 3.30
Stability Index 4.80
Company Info 4Front Credit Union
Traverse City, MI
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NCUA Charter Number 4479
Phone Number (231) 929-2000
Website www.4frontcu.com
Asset Quality 4Front Credit Union
Traverse City, MI
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1-Year Asset Growth -1.97%
5-Year Asset Growth 12.94%
5-Year Charge-Offs to Average Loans 0.57%
Charge-Offs to Average Loans 0.76%
Non-Performing Assets to Assets 0.64%
Non-Performing Loans to Capital 5.20%
Non-Performing Loans to Loans 0.67%
Balance Sheet 4Front Credit Union
Traverse City, MI
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Total Assets 1.02B
Total Deposits 890.42M
Capital and Reserves 4Front Credit Union
Traverse City, MI
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Capital 90.79M
Leverage Ratio 9.44
Loan Loss Reserves to Loans 1.62%
Liquidity 4Front Credit Union
Traverse City, MI
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Hot Money Ratio 8.60%
Liquidity Ratio 10.99%
Profitability 4Front Credit Union
Traverse City, MI
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5-Year Return on Average Assets 0.73%
Net Income 2.64M
Net Interest Spread 5.31%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 88.21%
Return on Assets 0.51%
Return on Equity 6.00%