B
Social Security Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Social Security Credit Union
Birmingham, AL
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 6.30
Stability Index 7.10
Company Info Social Security Credit Union
Birmingham, AL
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NCUA Charter Number 4486
Phone Number (205) 323-7028
Website www.ssacu.com
Asset Quality Social Security Credit Union
Birmingham, AL
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1-Year Asset Growth 6.64%
5-Year Asset Growth 2.45%
5-Year Charge-Offs to Average Loans 0.49%
Charge-Offs to Average Loans 0.78%
Non-Performing Assets to Assets 1.05%
Non-Performing Loans to Capital 4.67%
Non-Performing Loans to Loans 2.79%
Balance Sheet Social Security Credit Union
Birmingham, AL
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Total Assets 35.92M
Total Deposits 27.72M
Capital and Reserves Social Security Credit Union
Birmingham, AL
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Capital 7.90M
Leverage Ratio 22.02
Loan Loss Reserves to Loans 1.45%
Liquidity Social Security Credit Union
Birmingham, AL
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Hot Money Ratio 0.00%
Liquidity Ratio 39.57%
Profitability Social Security Credit Union
Birmingham, AL
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5-Year Return on Average Assets 0.71%
Net Income 90.00K
Net Interest Spread 4.93%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 66.29%
Return on Assets 1.01%
Return on Equity 4.58%