Abri Credit Union
Major Rating Factors:
Excellent current capitalization (9.8 on a scale of 0 to 10) based on a net capital to total assets of 11.4 and a net worth ratio of 11.8. A current level of 4.7 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.1).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.4 on a scale of 0 to 10). Fair liquidity 3.6, driven by a liquidity ratio of 21.0 percent and a “hot money” ratio of 7.5 percent.
Asset Mix:
Home mtgs (24%), consumer loans (23%), comm loans (7%), other (46%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1350 West Renwick Road
Romeoville, IL 60446
Romeoville, IL 60446
Phone Number
(815) 267-7700
NCUA Charter Number
Website
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