| Weiss Ratings |
SPCO Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 2.90 | |||
| Company Info |
SPCO Credit Union
Houston, TX |
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| NCUA Charter Number | 4495 | |||
| Phone Number | (713) 455-8586 | |||
| Website | www.spcocu.org | |||
| Asset Quality |
SPCO Credit Union
Houston, TX |
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| 1-Year Asset Growth | -5.84% | |||
| 5-Year Asset Growth | 0.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.57% | |||
| Charge-Offs to Average Loans | 1.06% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 6.84% | |||
| Non-Performing Loans to Loans | 0.61% | |||
| Balance Sheet |
SPCO Credit Union
Houston, TX |
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| Total Assets | 38.11M | |||
| Total Deposits | 33.70M | |||
| Capital and Reserves |
SPCO Credit Union
Houston, TX |
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| Capital | 3.63M | |||
| Leverage Ratio | 9.54 | |||
| Loan Loss Reserves to Loans | 0.49% | |||
| Liquidity |
SPCO Credit Union
Houston, TX |
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| Hot Money Ratio | 34.62% | |||
| Liquidity Ratio | 5.68% | |||
| Profitability |
SPCO Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.07% | |||
| Net Income | -73.00K | |||
| Net Interest Spread | 4.16% | |||
| Operating Profit to Average Assets | -0.10% | |||
| Overhead Efficiency Ratio | 102.46% | |||
| Return on Assets | -0.76% | |||
| Return on Equity | -7.96% | |||