Railway Employees Credit Union
| Weiss Ratings |
Railway Employees Credit Union
Muscle Shoals, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.30 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 7.90 | |||
| Company Info |
Railway Employees Credit Union
Muscle Shoals, AL |
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| NCUA Charter Number | 4507 | |||
| Phone Number | (256) 383-7940 | |||
| Website | www.railwaycreditunion.com | |||
| Asset Quality |
Railway Employees Credit Union
Muscle Shoals, AL |
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| 1-Year Asset Growth | 7.95% | |||
| 5-Year Asset Growth | 0.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 1.18% | |||
| Non-Performing Loans to Loans | 0.79% | |||
| Balance Sheet |
Railway Employees Credit Union
Muscle Shoals, AL |
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| Total Assets | 19.70M | |||
| Total Deposits | 15.52M | |||
| Capital and Reserves |
Railway Employees Credit Union
Muscle Shoals, AL |
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| Capital | 4.03M | |||
| Leverage Ratio | 22.64 | |||
| Loan Loss Reserves to Loans | 0.66% | |||
| Liquidity |
Railway Employees Credit Union
Muscle Shoals, AL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 32.54% | |||
| Profitability |
Railway Employees Credit Union
Muscle Shoals, AL |
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| 5-Year Return on Average Assets | 0.37% | |||
| Net Income | 87.00K | |||
| Net Interest Spread | 3.90% | |||
| Operating Profit to Average Assets | 0.62% | |||
| Overhead Efficiency Ratio | 84.12% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 2.97% | |||