C
Harborstone Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Harborstone Credit Union
Lakewood, WA
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Rating C
Asset Quality Index 8.20
Capitalization Index 6.90
Liquidity Index 2.30
Profitability Index 6.10
Stability Index 5.70
Company Info Harborstone Credit Union
Lakewood, WA
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NCUA Charter Number 451
Phone Number (253) 584-2260
Website www.harborstone.com
Asset Quality Harborstone Credit Union
Lakewood, WA
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1-Year Asset Growth 12.85%
5-Year Asset Growth 6.60%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans 0.79%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 5.18%
Non-Performing Loans to Loans 0.70%
Balance Sheet Harborstone Credit Union
Lakewood, WA
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Total Assets 2.17B
Total Deposits 1.88B
Capital and Reserves Harborstone Credit Union
Lakewood, WA
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Capital 202.23M
Leverage Ratio 11.66
Loan Loss Reserves to Loans 1.21%
Liquidity Harborstone Credit Union
Lakewood, WA
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Hot Money Ratio 17.72%
Liquidity Ratio 6.67%
Profitability Harborstone Credit Union
Lakewood, WA
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5-Year Return on Average Assets 0.76%
Net Income 17.37M
Net Interest Spread 3.52%
Operating Profit to Average Assets 3.94%
Overhead Efficiency Ratio 45.69%
Return on Assets 3.25%
Return on Equity 36.62%