| Weiss Ratings |
Harborstone Credit Union
Lakewood, WA |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 6.30 | |||
| Company Info |
Harborstone Credit Union
Lakewood, WA |
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| NCUA Charter Number | 451 | |||
| Phone Number | (253) 584-2260 | |||
| Website | www.harborstone.com | |||
| Asset Quality |
Harborstone Credit Union
Lakewood, WA |
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| 1-Year Asset Growth | 1.59% | |||
| 5-Year Asset Growth | 7.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.40% | |||
| Charge-Offs to Average Loans | 0.81% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 4.82% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Harborstone Credit Union
Lakewood, WA |
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| Total Assets | 1.92B | |||
| Total Deposits | 1.70B | |||
| Capital and Reserves |
Harborstone Credit Union
Lakewood, WA |
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| Capital | 162.81M | |||
| Leverage Ratio | 11.81 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Liquidity |
Harborstone Credit Union
Lakewood, WA |
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| Hot Money Ratio | 16.80% | |||
| Liquidity Ratio | 6.73% | |||
| Profitability |
Harborstone Credit Union
Lakewood, WA |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 1.27M | |||
| Net Interest Spread | 3.14% | |||
| Operating Profit to Average Assets | 0.54% | |||
| Overhead Efficiency Ratio | 84.75% | |||
| Return on Assets | 0.27% | |||
| Return on Equity | 3.10% | |||