| Weiss Ratings |
Harborstone Credit Union
Lakewood, WA |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 5.70 | |||
| Company Info |
Harborstone Credit Union
Lakewood, WA |
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| NCUA Charter Number | 451 | |||
| Phone Number | (253) 584-2260 | |||
| Website | www.harborstone.com | |||
| Asset Quality |
Harborstone Credit Union
Lakewood, WA |
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| 1-Year Asset Growth | 5.09% | |||
| 5-Year Asset Growth | 6.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 0.75% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 5.18% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
Harborstone Credit Union
Lakewood, WA |
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| Total Assets | 2.21B | |||
| Total Deposits | 1.88B | |||
| Capital and Reserves |
Harborstone Credit Union
Lakewood, WA |
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| Capital | 208.12M | |||
| Leverage Ratio | 11.54 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Liquidity |
Harborstone Credit Union
Lakewood, WA |
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| Hot Money Ratio | 17.72% | |||
| Liquidity Ratio | 6.67% | |||
| Profitability |
Harborstone Credit Union
Lakewood, WA |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 19.45M | |||
| Net Interest Spread | 3.59% | |||
| Operating Profit to Average Assets | 2.54% | |||
| Overhead Efficiency Ratio | 45.69% | |||
| Return on Assets | 1.80% | |||
| Return on Equity | 19.70% | |||