| Weiss Ratings |
Vibe Credit Union
Novi, MI |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 6.50 | |||
| Company Info |
Vibe Credit Union
Novi, MI |
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| NCUA Charter Number | 4516 | |||
| Phone Number | (248) 735-9500 | |||
| Website | www.vibecreditunion.com/ | |||
| Asset Quality |
Vibe Credit Union
Novi, MI |
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| 1-Year Asset Growth | 17.42% | |||
| 5-Year Asset Growth | 27.83% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.47% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 7.60% | |||
| Non-Performing Loans to Loans | 1.18% | |||
| Balance Sheet |
Vibe Credit Union
Novi, MI |
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| Total Assets | 1.43B | |||
| Total Deposits | 1.14B | |||
| Capital and Reserves |
Vibe Credit Union
Novi, MI |
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| Capital | 134.69M | |||
| Leverage Ratio | 10.97 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Liquidity |
Vibe Credit Union
Novi, MI |
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| Hot Money Ratio | 11.60% | |||
| Liquidity Ratio | 21.37% | |||
| Profitability |
Vibe Credit Union
Novi, MI |
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| 5-Year Return on Average Assets | 0.93% | |||
| Net Income | 5.78M | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 80.23% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 6.09% | |||