| Weiss Ratings |
Vibe Credit Union
Novi, MI |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 6.30 | |||
| Company Info |
Vibe Credit Union
Novi, MI |
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| NCUA Charter Number | 4516 | |||
| Phone Number | (248) 735-9500 | |||
| Website | www.vibecreditunion.com/ | |||
| Asset Quality |
Vibe Credit Union
Novi, MI |
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| 1-Year Asset Growth | 6.47% | |||
| 5-Year Asset Growth | 7.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.35% | |||
| Charge-Offs to Average Loans | 0.62% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 6.60% | |||
| Non-Performing Loans to Loans | 0.99% | |||
| Balance Sheet |
Vibe Credit Union
Novi, MI |
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| Total Assets | 1.52B | |||
| Total Deposits | 1.19B | |||
| Capital and Reserves |
Vibe Credit Union
Novi, MI |
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| Capital | 144.87M | |||
| Leverage Ratio | 10.50 | |||
| Loan Loss Reserves to Loans | 0.70% | |||
| Liquidity |
Vibe Credit Union
Novi, MI |
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| Hot Money Ratio | 12.28% | |||
| Liquidity Ratio | 19.27% | |||
| Profitability |
Vibe Credit Union
Novi, MI |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 4.21M | |||
| Net Interest Spread | 4.00% | |||
| Operating Profit to Average Assets | 0.74% | |||
| Overhead Efficiency Ratio | 83.42% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 4.09% | |||