| Weiss Ratings |
Vibe Credit Union
Novi, MI |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
Vibe Credit Union
Novi, MI |
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| NCUA Charter Number | 4516 | |||
| Phone Number | (248) 735-9500 | |||
| Website | www.vibecreditunion.com/ | |||
| Asset Quality |
Vibe Credit Union
Novi, MI |
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| 1-Year Asset Growth | 19.51% | |||
| 5-Year Asset Growth | 7.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.35% | |||
| Charge-Offs to Average Loans | 0.76% | |||
| Non-Performing Assets to Assets | 0.53% | |||
| Non-Performing Loans to Capital | 5.71% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
Vibe Credit Union
Novi, MI |
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| Total Assets | 1.53B | |||
| Total Deposits | 1.21B | |||
| Capital and Reserves |
Vibe Credit Union
Novi, MI |
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| Capital | 135.83M | |||
| Leverage Ratio | 10.24 | |||
| Loan Loss Reserves to Loans | 0.73% | |||
| Liquidity |
Vibe Credit Union
Novi, MI |
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| Hot Money Ratio | 12.08% | |||
| Liquidity Ratio | 21.24% | |||
| Profitability |
Vibe Credit Union
Novi, MI |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 1.08M | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 0.79% | |||
| Overhead Efficiency Ratio | 81.92% | |||
| Return on Assets | 0.30% | |||
| Return on Equity | 3.27% | |||