| Weiss Ratings |
Vibe Credit Union
Novi, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 6.10 | |||
| Company Info |
Vibe Credit Union
Novi, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4516 | |||
| Phone Number | (248) 735-9500 | |||
| Website | www.vibecreditunion.com/ | |||
| Asset Quality |
Vibe Credit Union
Novi, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.15% | |||
| 5-Year Asset Growth | 7.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.35% | |||
| Charge-Offs to Average Loans | 0.68% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 6.95% | |||
| Non-Performing Loans to Loans | 1.03% | |||
| Balance Sheet |
Vibe Credit Union
Novi, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.53B | |||
| Total Deposits | 1.21B | |||
| Capital and Reserves |
Vibe Credit Union
Novi, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 139.65M | |||
| Leverage Ratio | 10.29 | |||
| Loan Loss Reserves to Loans | 0.71% | |||
| Liquidity |
Vibe Credit Union
Novi, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.14% | |||
| Liquidity Ratio | 19.69% | |||
| Profitability |
Vibe Credit Union
Novi, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 2.10M | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 0.70% | |||
| Overhead Efficiency Ratio | 83.94% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 3.11% | |||