| Weiss Ratings |
University of Michigan Credit Union
Ann Arbor, MI |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 7.70 | |||
| Company Info |
University of Michigan Credit Union
Ann Arbor, MI |
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| NCUA Charter Number | 4521 | |||
| Phone Number | (734) 662-8200 | |||
| Website | www.umcu.org | |||
| Asset Quality |
University of Michigan Credit Union
Ann Arbor, MI |
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| 1-Year Asset Growth | 2.20% | |||
| 5-Year Asset Growth | 7.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 5.15% | |||
| Non-Performing Loans to Loans | 0.72% | |||
| Balance Sheet |
University of Michigan Credit Union
Ann Arbor, MI |
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| Total Assets | 1.40B | |||
| Total Deposits | 1.07B | |||
| Capital and Reserves |
University of Michigan Credit Union
Ann Arbor, MI |
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| Capital | 146.05M | |||
| Leverage Ratio | 10.70 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Liquidity |
University of Michigan Credit Union
Ann Arbor, MI |
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| Hot Money Ratio | 4.81% | |||
| Liquidity Ratio | 18.92% | |||
| Profitability |
University of Michigan Credit Union
Ann Arbor, MI |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 3.61M | |||
| Net Interest Spread | 4.69% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 79.09% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 5.04% | |||