| Weiss Ratings |
University of Michigan Credit Union
Ann Arbor, MI |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 7.80 | |||
| Company Info |
University of Michigan Credit Union
Ann Arbor, MI |
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| NCUA Charter Number | 4521 | |||
| Phone Number | (734) 662-8200 | |||
| Website | www.umcu.org | |||
| Asset Quality |
University of Michigan Credit Union
Ann Arbor, MI |
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| 1-Year Asset Growth | 3.79% | |||
| 5-Year Asset Growth | 7.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 6.16% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
University of Michigan Credit Union
Ann Arbor, MI |
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| Total Assets | 1.38B | |||
| Total Deposits | 1.06B | |||
| Capital and Reserves |
University of Michigan Credit Union
Ann Arbor, MI |
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| Capital | 148.61M | |||
| Leverage Ratio | 10.96 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
University of Michigan Credit Union
Ann Arbor, MI |
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| Hot Money Ratio | 5.58% | |||
| Liquidity Ratio | 9.94% | |||
| Profitability |
University of Michigan Credit Union
Ann Arbor, MI |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 5.43M | |||
| Net Interest Spread | 4.73% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 79.49% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 5.01% | |||