| Weiss Ratings |
University of Michigan Credit Union
Ann Arbor, MI |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 5.70 | |||
| Company Info |
University of Michigan Credit Union
Ann Arbor, MI |
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| NCUA Charter Number | 4521 | |||
| Phone Number | (734) 662-8200 | |||
| Website | www.umcu.org | |||
| Asset Quality |
University of Michigan Credit Union
Ann Arbor, MI |
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| 1-Year Asset Growth | -1.62% | |||
| 5-Year Asset Growth | 8.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 5.11% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| Balance Sheet |
University of Michigan Credit Union
Ann Arbor, MI |
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| Total Assets | 1.37B | |||
| Total Deposits | 1.07B | |||
| Capital and Reserves |
University of Michigan Credit Union
Ann Arbor, MI |
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| Capital | 130.28M | |||
| Leverage Ratio | 10.13 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Liquidity |
University of Michigan Credit Union
Ann Arbor, MI |
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| Hot Money Ratio | 3.40% | |||
| Liquidity Ratio | 11.84% | |||
| Profitability |
University of Michigan Credit Union
Ann Arbor, MI |
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| 5-Year Return on Average Assets | 0.70% | |||
| Net Income | 14.27M | |||
| Net Interest Spread | 4.02% | |||
| Operating Profit to Average Assets | 4.56% | |||
| Overhead Efficiency Ratio | 43.97% | |||
| Return on Assets | 4.18% | |||
| Return on Equity | 46.42% | |||