C
Vicksburg Railroad Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Vicksburg Railroad Federal Credit Union
Vicksburg, MS
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Rating C
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 2.50
Stability Index 7.10
Company Info Vicksburg Railroad Federal Credit Union
Vicksburg, MS
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NCUA Charter Number 4522
Phone Number (601) 638-3134
Website www.vrcums.com
Asset Quality Vicksburg Railroad Federal Credit Union
Vicksburg, MS
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1-Year Asset Growth 6.56%
5-Year Asset Growth 2.06%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 1.05%
Non-Performing Assets to Assets 0.77%
Non-Performing Loans to Capital 2.37%
Non-Performing Loans to Loans 1.22%
Balance Sheet Vicksburg Railroad Federal Credit Union
Vicksburg, MS
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Total Assets 12.00M
Total Deposits 8.12M
Capital and Reserves Vicksburg Railroad Federal Credit Union
Vicksburg, MS
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Capital 3.87M
Leverage Ratio 32.22
Loan Loss Reserves to Loans 0.12%
Liquidity Vicksburg Railroad Federal Credit Union
Vicksburg, MS
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Hot Money Ratio 10.72%
Liquidity Ratio 40.65%
Profitability Vicksburg Railroad Federal Credit Union
Vicksburg, MS
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5-Year Return on Average Assets 0.18%
Net Income 14.00K
Net Interest Spread 4.58%
Operating Profit to Average Assets 0.73%
Overhead Efficiency Ratio 85.03%
Return on Assets 0.47%
Return on Equity 1.45%