| Weiss Ratings |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 7.10 | |||
| Company Info |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| NCUA Charter Number | 4522 | |||
| Phone Number | (601) 638-3134 | |||
| Website | www.vrcums.com | |||
| Asset Quality |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| 1-Year Asset Growth | 6.52% | |||
| 5-Year Asset Growth | 2.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 2.37% | |||
| Non-Performing Loans to Loans | 1.22% | |||
| Balance Sheet |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| Total Assets | 11.94M | |||
| Total Deposits | 8.04M | |||
| Capital and Reserves |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| Capital | 3.88M | |||
| Leverage Ratio | 32.51 | |||
| Loan Loss Reserves to Loans | 0.14% | |||
| Liquidity |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| Hot Money Ratio | 10.72% | |||
| Liquidity Ratio | 40.65% | |||
| Profitability |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| 5-Year Return on Average Assets | 0.18% | |||
| Net Income | 29.00K | |||
| Net Interest Spread | 4.58% | |||
| Operating Profit to Average Assets | 0.67% | |||
| Overhead Efficiency Ratio | 85.03% | |||
| Return on Assets | 0.48% | |||
| Return on Equity | 1.50% | |||