| Weiss Ratings |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 7.20 | |||
| Company Info |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| NCUA Charter Number | 4522 | |||
| Phone Number | (601) 638-3134 | |||
| Website | www.vrcums.com | |||
| Asset Quality |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| 1-Year Asset Growth | -4.53% | |||
| 5-Year Asset Growth | 0.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.42% | |||
| Non-Performing Loans to Capital | 1.23% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| Total Assets | 11.26M | |||
| Total Deposits | 7.45M | |||
| Capital and Reserves |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| Capital | 3.81M | |||
| Leverage Ratio | 33.83 | |||
| Loan Loss Reserves to Loans | 0.28% | |||
| Liquidity |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| Hot Money Ratio | 3.80% | |||
| Liquidity Ratio | 24.62% | |||
| Profitability |
Vicksburg Railroad Federal Credit Union
Vicksburg, MS |
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| 5-Year Return on Average Assets | 0.17% | |||
| Net Income | 21.00K | |||
| Net Interest Spread | 4.92% | |||
| Operating Profit to Average Assets | 0.67% | |||
| Overhead Efficiency Ratio | 86.99% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 2.21% | |||