Safe 1 Credit Union
| Weiss Ratings |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4530 | |||
| Phone Number | (661) 327-3818 | |||
| Website | www.safe1.org | |||
| Asset Quality |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.29% | |||
| 5-Year Asset Growth | 10.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 2.77% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 976.14M | |||
| Total Deposits | 821.18M | |||
| Capital and Reserves |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 148.05M | |||
| Leverage Ratio | 15.46 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Liquidity |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 10.61% | |||
| Liquidity Ratio | 13.91% | |||
| Profitability |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 9.69M | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | 1.69% | |||
| Overhead Efficiency Ratio | 59.90% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 9.13% | |||