Safe 1 Credit Union
| Weiss Ratings |
Safe 1 Credit Union
Bakersfield, CA |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 7.00 | |||
| Company Info |
Safe 1 Credit Union
Bakersfield, CA |
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| NCUA Charter Number | 4530 | |||
| Phone Number | (661) 327-3818 | |||
| Website | www.safe1.org | |||
| Asset Quality |
Safe 1 Credit Union
Bakersfield, CA |
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| 1-Year Asset Growth | 5.25% | |||
| 5-Year Asset Growth | 8.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 1.79% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Safe 1 Credit Union
Bakersfield, CA |
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| Total Assets | 1.08B | |||
| Total Deposits | 897.61M | |||
| Capital and Reserves |
Safe 1 Credit Union
Bakersfield, CA |
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| Capital | 161.57M | |||
| Leverage Ratio | 15.19 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Liquidity |
Safe 1 Credit Union
Bakersfield, CA |
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| Hot Money Ratio | 9.97% | |||
| Liquidity Ratio | 22.69% | |||
| Profitability |
Safe 1 Credit Union
Bakersfield, CA |
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| 5-Year Return on Average Assets | 1.09% | |||
| Net Income | 8.62M | |||
| Net Interest Spread | 4.53% | |||
| Operating Profit to Average Assets | 2.13% | |||
| Overhead Efficiency Ratio | 55.57% | |||
| Return on Assets | 1.65% | |||
| Return on Equity | 11.01% | |||