Safe 1 Credit Union
| Weiss Ratings |
Safe 1 Credit Union
Bakersfield, CA |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Safe 1 Credit Union
Bakersfield, CA |
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| NCUA Charter Number | 4530 | |||
| Phone Number | (661) 327-3818 | |||
| Website | www.safe1.org | |||
| Asset Quality |
Safe 1 Credit Union
Bakersfield, CA |
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| 1-Year Asset Growth | 10.92% | |||
| 5-Year Asset Growth | 8.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.33% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 1.72% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
Safe 1 Credit Union
Bakersfield, CA |
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| Total Assets | 1.08B | |||
| Total Deposits | 906.98M | |||
| Capital and Reserves |
Safe 1 Credit Union
Bakersfield, CA |
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| Capital | 168.69M | |||
| Leverage Ratio | 15.69 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Liquidity |
Safe 1 Credit Union
Bakersfield, CA |
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| Hot Money Ratio | 9.02% | |||
| Liquidity Ratio | 16.02% | |||
| Profitability |
Safe 1 Credit Union
Bakersfield, CA |
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| 5-Year Return on Average Assets | 1.09% | |||
| Net Income | 13.47M | |||
| Net Interest Spread | 4.52% | |||
| Operating Profit to Average Assets | 2.20% | |||
| Overhead Efficiency Ratio | 54.59% | |||
| Return on Assets | 1.70% | |||
| Return on Equity | 11.26% | |||