Safe 1 Credit Union
| Weiss Ratings |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 7.00 | |||
| Company Info |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4530 | |||
| Phone Number | (661) 327-3818 | |||
| Website | www.safe1.org | |||
| Asset Quality |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.49% | |||
| 5-Year Asset Growth | 10.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 2.43% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.02B | |||
| Total Deposits | 811.55M | |||
| Capital and Reserves |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 139.33M | |||
| Leverage Ratio | 14.19 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Liquidity |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.53% | |||
| Liquidity Ratio | 24.61% | |||
| Profitability |
Safe 1 Credit Union
Bakersfield, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 3.20M | |||
| Net Interest Spread | 3.67% | |||
| Operating Profit to Average Assets | 1.62% | |||
| Overhead Efficiency Ratio | 59.15% | |||
| Return on Assets | 1.25% | |||
| Return on Equity | 9.32% | |||