| Weiss Ratings |
FinancialEdge Credit Union
Bay City, MI |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 8.20 | |||
| Company Info |
FinancialEdge Credit Union
Bay City, MI |
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| NCUA Charter Number | 4532 | |||
| Phone Number | (989) 892-6088 | |||
| Website | www.finedgecu.org | |||
| Asset Quality |
FinancialEdge Credit Union
Bay City, MI |
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| 1-Year Asset Growth | -1.25% | |||
| 5-Year Asset Growth | 6.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 2.58% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
FinancialEdge Credit Union
Bay City, MI |
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| Total Assets | 124.22M | |||
| Total Deposits | 108.76M | |||
| Capital and Reserves |
FinancialEdge Credit Union
Bay City, MI |
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| Capital | 14.44M | |||
| Leverage Ratio | 12.22 | |||
| Loan Loss Reserves to Loans | 0.64% | |||
| Liquidity |
FinancialEdge Credit Union
Bay City, MI |
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| Hot Money Ratio | 4.17% | |||
| Liquidity Ratio | 26.43% | |||
| Profitability |
FinancialEdge Credit Union
Bay City, MI |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 275.00K | |||
| Net Interest Spread | 4.89% | |||
| Operating Profit to Average Assets | 1.17% | |||
| Overhead Efficiency Ratio | 78.66% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 7.71% | |||