| Weiss Ratings |
FinancialEdge Credit Union
Bay City, MI |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 8.50 | |||
| Company Info |
FinancialEdge Credit Union
Bay City, MI |
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| NCUA Charter Number | 4532 | |||
| Phone Number | (989) 892-6088 | |||
| Website | www.finedgecu.org | |||
| Asset Quality |
FinancialEdge Credit Union
Bay City, MI |
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| 1-Year Asset Growth | 7.80% | |||
| 5-Year Asset Growth | 6.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.49% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
FinancialEdge Credit Union
Bay City, MI |
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| Total Assets | 133.91M | |||
| Total Deposits | 116.36M | |||
| Capital and Reserves |
FinancialEdge Credit Union
Bay City, MI |
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| Capital | 16.46M | |||
| Leverage Ratio | 12.50 | |||
| Loan Loss Reserves to Loans | 0.67% | |||
| Liquidity |
FinancialEdge Credit Union
Bay City, MI |
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| Hot Money Ratio | 6.35% | |||
| Liquidity Ratio | 36.74% | |||
| Profitability |
FinancialEdge Credit Union
Bay City, MI |
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| 5-Year Return on Average Assets | 0.88% | |||
| Net Income | 408.00K | |||
| Net Interest Spread | 5.14% | |||
| Operating Profit to Average Assets | 1.25% | |||
| Overhead Efficiency Ratio | 76.84% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 10.06% | |||