| Weiss Ratings |
FinancialEdge Credit Union
Bay City, MI |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 8.00 | |||
| Company Info |
FinancialEdge Credit Union
Bay City, MI |
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| NCUA Charter Number | 4532 | |||
| Phone Number | (989) 892-6088 | |||
| Website | www.finedgecu.org | |||
| Asset Quality |
FinancialEdge Credit Union
Bay City, MI |
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| 1-Year Asset Growth | 7.82% | |||
| 5-Year Asset Growth | 6.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.60% | |||
| Non-Performing Loans to Capital | 4.59% | |||
| Non-Performing Loans to Loans | 0.95% | |||
| Balance Sheet |
FinancialEdge Credit Union
Bay City, MI |
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| Total Assets | 134.95M | |||
| Total Deposits | 116.66M | |||
| Capital and Reserves |
FinancialEdge Credit Union
Bay City, MI |
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| Capital | 16.92M | |||
| Leverage Ratio | 12.69 | |||
| Loan Loss Reserves to Loans | 0.64% | |||
| Liquidity |
FinancialEdge Credit Union
Bay City, MI |
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| Hot Money Ratio | 7.18% | |||
| Liquidity Ratio | 32.17% | |||
| Profitability |
FinancialEdge Credit Union
Bay City, MI |
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| 5-Year Return on Average Assets | 0.88% | |||
| Net Income | 805.00K | |||
| Net Interest Spread | 5.13% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 76.78% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 9.78% | |||