| Weiss Ratings |
Technology Credit Union
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 0.20 | |||
| Stability Index | 6.30 | |||
| Company Info |
Technology Credit Union
San Jose, CA |
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| NCUA Charter Number | 454 | |||
| Phone Number | (408) 451-9111 | |||
| Website | www.techcu.com | |||
| Asset Quality |
Technology Credit Union
San Jose, CA |
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| 1-Year Asset Growth | -0.40% | |||
| 5-Year Asset Growth | 9.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.74% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 4.52% | |||
| Non-Performing Loans to Loans | 0.62% | |||
| Balance Sheet |
Technology Credit Union
San Jose, CA |
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| Total Assets | 4.57B | |||
| Total Deposits | 3.67B | |||
| Capital and Reserves |
Technology Credit Union
San Jose, CA |
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| Capital | 435.89M | |||
| Leverage Ratio | 11.16 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Liquidity |
Technology Credit Union
San Jose, CA |
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| Hot Money Ratio | 34.90% | |||
| Liquidity Ratio | 10.50% | |||
| Profitability |
Technology Credit Union
San Jose, CA |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | -1.49M | |||
| Net Interest Spread | 2.37% | |||
| Operating Profit to Average Assets | 0.44% | |||
| Overhead Efficiency Ratio | 81.86% | |||
| Return on Assets | -0.06% | |||
| Return on Equity | -0.69% | |||