| Weiss Ratings |
Michigan Coastal Credit Union
Muskegon, MI |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 5.30 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 1.70 | |||
| Company Info |
Michigan Coastal Credit Union
Muskegon, MI |
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| NCUA Charter Number | 4540 | |||
| Phone Number | (231) 777-3620 | |||
| Website | www.Michigancoastal.com | |||
| Asset Quality |
Michigan Coastal Credit Union
Muskegon, MI |
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| 1-Year Asset Growth | -0.74% | |||
| 5-Year Asset Growth | 13.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.80% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.91% | |||
| Non-Performing Loans to Capital | 10.04% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
Michigan Coastal Credit Union
Muskegon, MI |
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| Total Assets | 28.41M | |||
| Total Deposits | 25.74M | |||
| Capital and Reserves |
Michigan Coastal Credit Union
Muskegon, MI |
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| Capital | 2.17M | |||
| Leverage Ratio | 7.75 | |||
| Loan Loss Reserves to Loans | 1.59% | |||
| Liquidity |
Michigan Coastal Credit Union
Muskegon, MI |
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| Hot Money Ratio | 11.94% | |||
| Liquidity Ratio | 4.65% | |||
| Profitability |
Michigan Coastal Credit Union
Muskegon, MI |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | -79.00K | |||
| Net Interest Spread | 3.72% | |||
| Operating Profit to Average Assets | 0.50% | |||
| Overhead Efficiency Ratio | 90.35% | |||
| Return on Assets | -1.10% | |||
| Return on Equity | -14.31% | |||