| Weiss Ratings |
Michigan Coastal Credit Union
Muskegon, MI |
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| Rating | ||||
| Asset Quality Index | 2.70 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 1.70 | |||
| Company Info |
Michigan Coastal Credit Union
Muskegon, MI |
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| NCUA Charter Number | 4540 | |||
| Phone Number | (231) 777-3620 | |||
| Website | www.Michigancoastal.com | |||
| Asset Quality |
Michigan Coastal Credit Union
Muskegon, MI |
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| 1-Year Asset Growth | -2.63% | |||
| 5-Year Asset Growth | 8.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.78% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 3.15% | |||
| Non-Performing Loans to Capital | 33.50% | |||
| Non-Performing Loans to Loans | 3.17% | |||
| Balance Sheet |
Michigan Coastal Credit Union
Muskegon, MI |
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| Total Assets | 27.33M | |||
| Total Deposits | 24.96M | |||
| Capital and Reserves |
Michigan Coastal Credit Union
Muskegon, MI |
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| Capital | 2.16M | |||
| Leverage Ratio | 7.95 | |||
| Loan Loss Reserves to Loans | 1.74% | |||
| Liquidity |
Michigan Coastal Credit Union
Muskegon, MI |
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| Hot Money Ratio | 10.13% | |||
| Liquidity Ratio | 12.46% | |||
| Profitability |
Michigan Coastal Credit Union
Muskegon, MI |
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| 5-Year Return on Average Assets | 0.30% | |||
| Net Income | -5.00K | |||
| Net Interest Spread | 4.68% | |||
| Operating Profit to Average Assets | 0.65% | |||
| Overhead Efficiency Ratio | 88.64% | |||
| Return on Assets | -0.04% | |||
| Return on Equity | -0.46% | |||