| Weiss Ratings |
Michigan Coastal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 1.80 | |||
| Stability Index | 1.70 | |||
| Company Info |
Michigan Coastal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4540 | |||
| Phone Number | (231) 777-3620 | |||
| Website | www.Michigancoastal.com | |||
| Asset Quality |
Michigan Coastal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -3.34% | |||
| 5-Year Asset Growth | 8.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.78% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 1.40% | |||
| Non-Performing Loans to Capital | 15.38% | |||
| Non-Performing Loans to Loans | 1.55% | |||
| Balance Sheet |
Michigan Coastal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 27.46M | |||
| Total Deposits | 25.05M | |||
| Capital and Reserves |
Michigan Coastal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 2.15M | |||
| Leverage Ratio | 7.89 | |||
| Loan Loss Reserves to Loans | 1.47% | |||
| Liquidity |
Michigan Coastal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 9.62% | |||
| Liquidity Ratio | 10.81% | |||
| Profitability |
Michigan Coastal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.30% | |||
| Net Income | -13.00K | |||
| Net Interest Spread | 4.50% | |||
| Operating Profit to Average Assets | 0.35% | |||
| Overhead Efficiency Ratio | 93.73% | |||
| Return on Assets | -0.19% | |||
| Return on Equity | -2.41% | |||