B
Family Financial Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Family Financial Credit Union
Norton Shores, MI
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 3.20
Stability Index 7.20
Company Info Family Financial Credit Union
Norton Shores, MI
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4541
Phone Number (231) 733-4600
Website www.ff-cu.org
Asset Quality Family Financial Credit Union
Norton Shores, MI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.18%
5-Year Asset Growth 5.40%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.74%
Non-Performing Loans to Capital 6.16%
Non-Performing Loans to Loans 1.25%
Balance Sheet Family Financial Credit Union
Norton Shores, MI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 162.68M
Total Deposits 141.75M
Capital and Reserves Family Financial Credit Union
Norton Shores, MI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 18.77M
Leverage Ratio 11.80
Loan Loss Reserves to Loans 0.73%
Liquidity Family Financial Credit Union
Norton Shores, MI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 6.96%
Liquidity Ratio 22.23%
Profitability Family Financial Credit Union
Norton Shores, MI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.42%
Net Income 475.00K
Net Interest Spread 4.21%
Operating Profit to Average Assets 0.58%
Overhead Efficiency Ratio 88.01%
Return on Assets 0.40%
Return on Equity 3.48%