| Weiss Ratings |
Lake Huron Credit Union
Saginaw, MI |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 7.40 | |||
| Company Info |
Lake Huron Credit Union
Saginaw, MI |
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| NCUA Charter Number | 4545 | |||
| Phone Number | (989) 752-5214 | |||
| Website | www.lhcu.org | |||
| Asset Quality |
Lake Huron Credit Union
Saginaw, MI |
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| 1-Year Asset Growth | 1.73% | |||
| 5-Year Asset Growth | 9.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 4.55% | |||
| Non-Performing Loans to Loans | 0.77% | |||
| Balance Sheet |
Lake Huron Credit Union
Saginaw, MI |
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| Total Assets | 82.04M | |||
| Total Deposits | 67.54M | |||
| Capital and Reserves |
Lake Huron Credit Union
Saginaw, MI |
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| Capital | 11.46M | |||
| Leverage Ratio | 13.84 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Liquidity |
Lake Huron Credit Union
Saginaw, MI |
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| Hot Money Ratio | 19.85% | |||
| Liquidity Ratio | 21.19% | |||
| Profitability |
Lake Huron Credit Union
Saginaw, MI |
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| 5-Year Return on Average Assets | 1.47% | |||
| Net Income | 300.00K | |||
| Net Interest Spread | 5.40% | |||
| Operating Profit to Average Assets | 0.67% | |||
| Overhead Efficiency Ratio | 88.46% | |||
| Return on Assets | 0.48% | |||
| Return on Equity | 3.58% | |||