| Weiss Ratings |
Lake Huron Credit Union
Saginaw, MI |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 7.60 | |||
| Company Info |
Lake Huron Credit Union
Saginaw, MI |
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| NCUA Charter Number | 4545 | |||
| Phone Number | (989) 752-5214 | |||
| Website | www.lhcu.org | |||
| Asset Quality |
Lake Huron Credit Union
Saginaw, MI |
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| 1-Year Asset Growth | 6.70% | |||
| 5-Year Asset Growth | 9.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.42% | |||
| Non-Performing Loans to Capital | 3.07% | |||
| Non-Performing Loans to Loans | 0.59% | |||
| Balance Sheet |
Lake Huron Credit Union
Saginaw, MI |
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| Total Assets | 79.73M | |||
| Total Deposits | 67.04M | |||
| Capital and Reserves |
Lake Huron Credit Union
Saginaw, MI |
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| Capital | 10.67M | |||
| Leverage Ratio | 13.86 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Liquidity |
Lake Huron Credit Union
Saginaw, MI |
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| Hot Money Ratio | 18.98% | |||
| Liquidity Ratio | 24.29% | |||
| Profitability |
Lake Huron Credit Union
Saginaw, MI |
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| 5-Year Return on Average Assets | 1.66% | |||
| Net Income | 64.00K | |||
| Net Interest Spread | 5.14% | |||
| Operating Profit to Average Assets | 0.57% | |||
| Overhead Efficiency Ratio | 89.80% | |||
| Return on Assets | 0.33% | |||
| Return on Equity | 2.42% | |||