| Weiss Ratings |
Lake Huron Credit Union
Saginaw, MI |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 7.30 | |||
| Company Info |
Lake Huron Credit Union
Saginaw, MI |
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| NCUA Charter Number | 4545 | |||
| Phone Number | (989) 752-5214 | |||
| Website | www.lhcu.org | |||
| Asset Quality |
Lake Huron Credit Union
Saginaw, MI |
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| 1-Year Asset Growth | 5.56% | |||
| 5-Year Asset Growth | 9.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 3.69% | |||
| Non-Performing Loans to Loans | 0.72% | |||
| Balance Sheet |
Lake Huron Credit Union
Saginaw, MI |
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| Total Assets | 84.16M | |||
| Total Deposits | 70.37M | |||
| Capital and Reserves |
Lake Huron Credit Union
Saginaw, MI |
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| Capital | 11.07M | |||
| Leverage Ratio | 13.24 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Lake Huron Credit Union
Saginaw, MI |
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| Hot Money Ratio | 18.61% | |||
| Liquidity Ratio | 27.82% | |||
| Profitability |
Lake Huron Credit Union
Saginaw, MI |
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| 5-Year Return on Average Assets | 1.47% | |||
| Net Income | 86.00K | |||
| Net Interest Spread | 5.21% | |||
| Operating Profit to Average Assets | 0.54% | |||
| Overhead Efficiency Ratio | 90.08% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 3.13% | |||