| Weiss Ratings |
Lake Huron Credit Union
Saginaw, MI |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 7.30 | |||
| Company Info |
Lake Huron Credit Union
Saginaw, MI |
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| NCUA Charter Number | 4545 | |||
| Phone Number | (989) 752-5214 | |||
| Website | www.lhcu.org | |||
| Asset Quality |
Lake Huron Credit Union
Saginaw, MI |
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| 1-Year Asset Growth | 3.77% | |||
| 5-Year Asset Growth | 9.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.47% | |||
| Non-Performing Assets to Assets | 1.34% | |||
| Non-Performing Loans to Capital | 9.68% | |||
| Non-Performing Loans to Loans | 1.80% | |||
| Balance Sheet |
Lake Huron Credit Union
Saginaw, MI |
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| Total Assets | 83.96M | |||
| Total Deposits | 69.85M | |||
| Capital and Reserves |
Lake Huron Credit Union
Saginaw, MI |
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| Capital | 11.24M | |||
| Leverage Ratio | 13.38 | |||
| Loan Loss Reserves to Loans | 0.64% | |||
| Liquidity |
Lake Huron Credit Union
Saginaw, MI |
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| Hot Money Ratio | 19.96% | |||
| Liquidity Ratio | 24.87% | |||
| Profitability |
Lake Huron Credit Union
Saginaw, MI |
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| 5-Year Return on Average Assets | 1.47% | |||
| Net Income | 175.00K | |||
| Net Interest Spread | 5.34% | |||
| Operating Profit to Average Assets | 0.54% | |||
| Overhead Efficiency Ratio | 90.17% | |||
| Return on Assets | 0.42% | |||
| Return on Equity | 3.16% | |||