| Weiss Ratings |
Hometown Credit Union
Kulm, ND |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 9.50 | |||
| Company Info |
Hometown Credit Union
Kulm, ND |
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| NCUA Charter Number | 4551 | |||
| Phone Number | (701) 647-2448 | |||
| Website | www.hcuonline.com | |||
| Asset Quality |
Hometown Credit Union
Kulm, ND |
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| 1-Year Asset Growth | 8.72% | |||
| 5-Year Asset Growth | 9.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 2.08% | |||
| Non-Performing Loans to Capital | 12.95% | |||
| Non-Performing Loans to Loans | 2.73% | |||
| Balance Sheet |
Hometown Credit Union
Kulm, ND |
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| Total Assets | 215.48M | |||
| Total Deposits | 177.13M | |||
| Capital and Reserves |
Hometown Credit Union
Kulm, ND |
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| Capital | 31.64M | |||
| Leverage Ratio | 14.68 | |||
| Loan Loss Reserves to Loans | 1.82% | |||
| Liquidity |
Hometown Credit Union
Kulm, ND |
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| Hot Money Ratio | 26.03% | |||
| Liquidity Ratio | 23.31% | |||
| Profitability |
Hometown Credit Union
Kulm, ND |
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| 5-Year Return on Average Assets | 1.25% | |||
| Net Income | 628.00K | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 1.27% | |||
| Overhead Efficiency Ratio | 63.26% | |||
| Return on Assets | 1.19% | |||
| Return on Equity | 8.02% | |||