| Weiss Ratings |
Hometown Credit Union
Kulm, ND |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 5.70 | |||
| Company Info |
Hometown Credit Union
Kulm, ND |
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| NCUA Charter Number | 4551 | |||
| Phone Number | (701) 647-2448 | |||
| Website | www.hcuonline.com | |||
| Asset Quality |
Hometown Credit Union
Kulm, ND |
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| 1-Year Asset Growth | 12.52% | |||
| 5-Year Asset Growth | 8.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 1.96% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Hometown Credit Union
Kulm, ND |
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| Total Assets | 198.20M | |||
| Total Deposits | 163.99M | |||
| Capital and Reserves |
Hometown Credit Union
Kulm, ND |
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| Capital | 29.67M | |||
| Leverage Ratio | 14.97 | |||
| Loan Loss Reserves to Loans | 1.97% | |||
| Liquidity |
Hometown Credit Union
Kulm, ND |
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| Hot Money Ratio | 28.44% | |||
| Liquidity Ratio | 19.71% | |||
| Profitability |
Hometown Credit Union
Kulm, ND |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 376.00K | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 74.95% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 5.10% | |||