| Weiss Ratings |
United Financial Credit Union
Saginaw, MI |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 5.20 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 4.70 | |||
| Company Info |
United Financial Credit Union
Saginaw, MI |
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| NCUA Charter Number | 4555 | |||
| Phone Number | (989) 321-2538 | |||
| Website | unitedfinancialcu.org | |||
| Asset Quality |
United Financial Credit Union
Saginaw, MI |
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| 1-Year Asset Growth | -0.87% | |||
| 5-Year Asset Growth | 8.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.65% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 5.07% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
United Financial Credit Union
Saginaw, MI |
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| Total Assets | 321.92M | |||
| Total Deposits | 296.90M | |||
| Capital and Reserves |
United Financial Credit Union
Saginaw, MI |
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| Capital | 24.51M | |||
| Leverage Ratio | 10.47 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
United Financial Credit Union
Saginaw, MI |
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| Hot Money Ratio | 11.14% | |||
| Liquidity Ratio | 15.18% | |||
| Profitability |
United Financial Credit Union
Saginaw, MI |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 145.00K | |||
| Net Interest Spread | 2.77% | |||
| Operating Profit to Average Assets | 0.64% | |||
| Overhead Efficiency Ratio | 81.89% | |||
| Return on Assets | 0.18% | |||
| Return on Equity | 2.37% | |||