| Weiss Ratings |
United Financial Credit Union
Saginaw, MI |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 5.30 | |||
| Company Info |
United Financial Credit Union
Saginaw, MI |
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| NCUA Charter Number | 4555 | |||
| Phone Number | (989) 777-3620 | |||
| Website | www.unitedfinancialcu.org | |||
| Asset Quality |
United Financial Credit Union
Saginaw, MI |
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| 1-Year Asset Growth | 4.77% | |||
| 5-Year Asset Growth | 6.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.44% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 4.62% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| Balance Sheet |
United Financial Credit Union
Saginaw, MI |
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| Total Assets | 332.60M | |||
| Total Deposits | 301.50M | |||
| Capital and Reserves |
United Financial Credit Union
Saginaw, MI |
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| Capital | 29.95M | |||
| Leverage Ratio | 10.79 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Liquidity |
United Financial Credit Union
Saginaw, MI |
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| Hot Money Ratio | 11.07% | |||
| Liquidity Ratio | 16.73% | |||
| Profitability |
United Financial Credit Union
Saginaw, MI |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 1.14M | |||
| Net Interest Spread | 3.40% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 76.32% | |||
| Return on Assets | 0.70% | |||
| Return on Equity | 7.98% | |||