| Weiss Ratings |
River Valley Credit Union
Ames, IA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 7.80 | |||
| Company Info |
River Valley Credit Union
Ames, IA |
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| NCUA Charter Number | 4556 | |||
| Phone Number | (515) 232-1654 | |||
| Website | www.rvcu.org | |||
| Asset Quality |
River Valley Credit Union
Ames, IA |
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| 1-Year Asset Growth | 6.55% | |||
| 5-Year Asset Growth | 6.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 3.84% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
River Valley Credit Union
Ames, IA |
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| Total Assets | 113.05M | |||
| Total Deposits | 99.36M | |||
| Capital and Reserves |
River Valley Credit Union
Ames, IA |
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| Capital | 12.85M | |||
| Leverage Ratio | 11.37 | |||
| Loan Loss Reserves to Loans | 0.30% | |||
| Liquidity |
River Valley Credit Union
Ames, IA |
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| Hot Money Ratio | 19.16% | |||
| Liquidity Ratio | 39.97% | |||
| Profitability |
River Valley Credit Union
Ames, IA |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 769.00K | |||
| Net Interest Spread | 4.08% | |||
| Operating Profit to Average Assets | 1.17% | |||
| Overhead Efficiency Ratio | 64.89% | |||
| Return on Assets | 0.93% | |||
| Return on Equity | 8.22% | |||