| Weiss Ratings |
River Valley Credit Union
Ames, IA |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 7.80 | |||
| Company Info |
River Valley Credit Union
Ames, IA |
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| NCUA Charter Number | 4556 | |||
| Phone Number | (515) 232-1654 | |||
| Website | www.rvcu.org | |||
| Asset Quality |
River Valley Credit Union
Ames, IA |
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| 1-Year Asset Growth | 6.00% | |||
| 5-Year Asset Growth | 6.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 2.52% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
River Valley Credit Union
Ames, IA |
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| Total Assets | 112.16M | |||
| Total Deposits | 98.92M | |||
| Capital and Reserves |
River Valley Credit Union
Ames, IA |
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| Capital | 12.64M | |||
| Leverage Ratio | 11.27 | |||
| Loan Loss Reserves to Loans | 0.30% | |||
| Liquidity |
River Valley Credit Union
Ames, IA |
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| Hot Money Ratio | 19.83% | |||
| Liquidity Ratio | 35.70% | |||
| Profitability |
River Valley Credit Union
Ames, IA |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 557.00K | |||
| Net Interest Spread | 3.93% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 56.18% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 9.02% | |||