B
Community First Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community First Credit Union
Santa Rosa, CA
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Rating B
Asset Quality Index 7.10
Capitalization Index 6.80
Liquidity Index 3.10
Profitability Index 4.60
Stability Index 6.20
Company Info Community First Credit Union
Santa Rosa, CA
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NCUA Charter Number 4558
Phone Number (707) 546-6000
Website www.comfirstcu.org
Asset Quality Community First Credit Union
Santa Rosa, CA
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1-Year Asset Growth -2.30%
5-Year Asset Growth 8.10%
5-Year Charge-Offs to Average Loans 0.42%
Charge-Offs to Average Loans 0.87%
Non-Performing Assets to Assets 0.77%
Non-Performing Loans to Capital 7.10%
Non-Performing Loans to Loans 0.80%
Balance Sheet Community First Credit Union
Santa Rosa, CA
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Total Assets 805.49M
Total Deposits 717.48M
Capital and Reserves Community First Credit Union
Santa Rosa, CA
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Capital 80.20M
Leverage Ratio 9.61
Loan Loss Reserves to Loans 1.14%
Liquidity Community First Credit Union
Santa Rosa, CA
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Hot Money Ratio 22.01%
Liquidity Ratio 17.04%
Profitability Community First Credit Union
Santa Rosa, CA
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5-Year Return on Average Assets 0.77%
Net Income 1.18M
Net Interest Spread 4.56%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 78.53%
Return on Assets 0.59%
Return on Equity 5.98%