C
Rural Cooperatives Credit Union, Inc.
Rating Date
July 2025
Net Capital
Ratio
12.59
Leverage
Ratio
12.59
Return On
Assets
0.14%
Total
Assets
35.05M
Capital
4.41M
Total
Deposits
30.44M
Net
Income
12.00K
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Weiss Ratings Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.80
Profitability Index 1.60
Stability Index 5.80
Company Info Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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NCUA Charter Number 4562
Phone Number (800) 798-7228
Website www.rccu.com
Asset Quality Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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1-Year Asset Growth -0.31%
5-Year Asset Growth -0.78%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.48%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.87%
Non-Performing Loans to Loans 0.34%
Balance Sheet Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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Total Assets 35.05M
Total Deposits 30.44M
Capital and Reserves Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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Capital 4.41M
Leverage Ratio 12.59
Loan Loss Reserves to Loans 0.41%
Liquidity Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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Hot Money Ratio 4.76%
Liquidity Ratio 36.69%
Profitability Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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5-Year Return on Average Assets -0.17%
Net Income 12.00K
Net Interest Spread 3.80%
Operating Profit to Average Assets 0.25%
Overhead Efficiency Ratio 94.05%
Return on Assets 0.14%
Return on Equity 1.09%