B
Rural Cooperatives Credit Union, Inc.
Rating Date
December 2025
Net Capital
Ratio
13.07
Leverage
Ratio
13.07
Return On
Assets
0.23%
Total
Assets
34.12M
Capital
4.46M
Total
Deposits
29.44M
Net
Income
60.00K
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Weiss Ratings Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 6.90
Profitability Index 2.10
Stability Index 5.90
Company Info Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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NCUA Charter Number 4562
Phone Number (800) 798-7228
Website www.rccu.com
Asset Quality Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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1-Year Asset Growth -0.23%
5-Year Asset Growth -0.78%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.42%
Non-Performing Loans to Loans 0.60%
Balance Sheet Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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Total Assets 34.12M
Total Deposits 29.44M
Capital and Reserves Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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Capital 4.46M
Leverage Ratio 13.07
Loan Loss Reserves to Loans 0.45%
Liquidity Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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Hot Money Ratio 2.61%
Liquidity Ratio 35.03%
Profitability Rural Cooperatives Credit Union, Inc.
Louisville, KY 		Click to
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5-Year Return on Average Assets -0.17%
Net Income 60.00K
Net Interest Spread 4.02%
Operating Profit to Average Assets 0.24%
Overhead Efficiency Ratio 94.59%
Return on Assets 0.23%
Return on Equity 1.81%