Mason County School Employees Credit Union

Ludington, MI

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Mason County School Employees Credit Union Ludington, MI	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.90
Capitalization Index	10.00
Liquidity Index	5.80
Profitability Index	3.90
Stability Index	7.20

Company Info	Mason County School Employees Credit Union Ludington, MI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4563
Phone Number	(231) 843-4066
Website	www.lasd.net/district/mcse-credit-union/

Asset Quality	Mason County School Employees Credit Union Ludington, MI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-7.80%
5-Year Asset Growth	2.27%
5-Year Charge-Offs to Average Loans	0.04%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.08%
Non-Performing Loans to Capital	0.35%
Non-Performing Loans to Loans	0.18%

Balance Sheet	Mason County School Employees Credit Union Ludington, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	6.61M
Total Deposits	5.21M

Capital and Reserves	Mason County School Employees Credit Union Ludington, MI	Click to Compare	Click to Compare	Click to Compare
Capital	1.41M
Leverage Ratio	21.28
Loan Loss Reserves to Loans	1.33%

Liquidity	Mason County School Employees Credit Union Ludington, MI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	17.93%

Profitability	Mason County School Employees Credit Union Ludington, MI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.65%
Net Income	12.00K
Net Interest Spread	2.15%
Operating Profit to Average Assets	0.73%
Overhead Efficiency Ratio	62.50%
Return on Assets	0.73%
Return on Equity	3.43%