Michigan United Credit Union
| Weiss Ratings |
Michigan United Credit Union
Birmingham, MI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 5.40 | |||
| Company Info |
Michigan United Credit Union
Birmingham, MI |
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| NCUA Charter Number | 4564 | |||
| Phone Number | (248) 206-2763 | |||
| Website | michiganunitedcu.org | |||
| Asset Quality |
Michigan United Credit Union
Birmingham, MI |
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| 1-Year Asset Growth | -5.17% | |||
| 5-Year Asset Growth | 39.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.58% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Michigan United Credit Union
Birmingham, MI |
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| Total Assets | 354.21M | |||
| Total Deposits | 316.95M | |||
| Capital and Reserves |
Michigan United Credit Union
Birmingham, MI |
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| Capital | 34.81M | |||
| Leverage Ratio | 9.95 | |||
| Loan Loss Reserves to Loans | 0.31% | |||
| Liquidity |
Michigan United Credit Union
Birmingham, MI |
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| Hot Money Ratio | 7.32% | |||
| Liquidity Ratio | 25.71% | |||
| Profitability |
Michigan United Credit Union
Birmingham, MI |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 265.00K | |||
| Net Interest Spread | 3.28% | |||
| Operating Profit to Average Assets | 0.42% | |||
| Overhead Efficiency Ratio | 88.41% | |||
| Return on Assets | 0.29% | |||
| Return on Equity | 3.06% | |||