B
Michigan United Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Michigan United Credit Union
Auburn Hills, MI
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Rating B
Asset Quality Index 10.00
Capitalization Index 9.80
Liquidity Index 4.20
Profitability Index 5.80
Stability Index 6.60
Company Info Michigan United Credit Union
Auburn Hills, MI
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NCUA Charter Number 4564
Phone Number (248) 814-4000
Website michiganunitedcu.org
Asset Quality Michigan United Credit Union
Auburn Hills, MI
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1-Year Asset Growth -4.37%
5-Year Asset Growth 22.62%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.85%
Non-Performing Loans to Loans 0.16%
Balance Sheet Michigan United Credit Union
Auburn Hills, MI
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Total Assets 338.74M
Total Deposits 297.48M
Capital and Reserves Michigan United Credit Union
Auburn Hills, MI
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Capital 38.65M
Leverage Ratio 11.45
Loan Loss Reserves to Loans 0.30%
Liquidity Michigan United Credit Union
Auburn Hills, MI
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Hot Money Ratio 5.61%
Liquidity Ratio 23.51%
Profitability Michigan United Credit Union
Auburn Hills, MI
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5-Year Return on Average Assets 0.46%
Net Income 1.62M
Net Interest Spread 4.59%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 81.56%
Return on Assets 1.94%
Return on Equity 17.15%