B
Michigan United Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Michigan United Credit Union
Auburn Hills, MI
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 7.00
Stability Index 6.70
Company Info Michigan United Credit Union
Auburn Hills, MI
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NCUA Charter Number 4564
Phone Number (248) 814-4000
Website michiganunitedcu.org
Asset Quality Michigan United Credit Union
Auburn Hills, MI
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1-Year Asset Growth -1.45%
5-Year Asset Growth 22.62%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.31%
Non-Performing Loans to Loans 0.24%
Balance Sheet Michigan United Credit Union
Auburn Hills, MI
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Total Assets 332.31M
Total Deposits 289.86M
Capital and Reserves Michigan United Credit Union
Auburn Hills, MI
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Capital 40.32M
Leverage Ratio 12.17
Loan Loss Reserves to Loans 0.30%
Liquidity Michigan United Credit Union
Auburn Hills, MI
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Hot Money Ratio 6.01%
Liquidity Ratio 12.51%
Profitability Michigan United Credit Union
Auburn Hills, MI
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5-Year Return on Average Assets 0.46%
Net Income 3.27M
Net Interest Spread 4.68%
Operating Profit to Average Assets 1.05%
Overhead Efficiency Ratio 78.62%
Return on Assets 1.30%
Return on Equity 11.21%