C
Arbor Financial Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Arbor Financial Credit Union
Kalamazoo, MI
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Rating C
Asset Quality Index 5.60
Capitalization Index 4.90
Liquidity Index 2.30
Profitability Index 4.90
Stability Index 4.50
Company Info Arbor Financial Credit Union
Kalamazoo, MI
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NCUA Charter Number 4566
Phone Number (269) 375-6702
Website www.arborfcu.org
Asset Quality Arbor Financial Credit Union
Kalamazoo, MI
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1-Year Asset Growth -7.64%
5-Year Asset Growth 6.62%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 1.06%
Non-Performing Assets to Assets 1.08%
Non-Performing Loans to Capital 19.22%
Non-Performing Loans to Loans 1.96%
Balance Sheet Arbor Financial Credit Union
Kalamazoo, MI
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Total Assets 898.36M
Total Deposits 772.86M
Capital and Reserves Arbor Financial Credit Union
Kalamazoo, MI
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Capital 67.78M
Leverage Ratio 9.60
Loan Loss Reserves to Loans 0.87%
Liquidity Arbor Financial Credit Union
Kalamazoo, MI
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Hot Money Ratio 10.43%
Liquidity Ratio 8.16%
Profitability Arbor Financial Credit Union
Kalamazoo, MI
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5-Year Return on Average Assets 0.61%
Net Income 1.08M
Net Interest Spread 3.27%
Operating Profit to Average Assets 0.64%
Overhead Efficiency Ratio 81.45%
Return on Assets 0.48%
Return on Equity 6.47%