| Weiss Ratings |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 8.00 | |||
| Company Info |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| NCUA Charter Number | 4569 | |||
| Phone Number | (228) 432-0284 | |||
| Website | www.socofcu.org | |||
| Asset Quality |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| 1-Year Asset Growth | 2.68% | |||
| 5-Year Asset Growth | 5.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 2.26% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| Balance Sheet |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| Total Assets | 12.78M | |||
| Total Deposits | 10.30M | |||
| Capital and Reserves |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| Capital | 2.39M | |||
| Leverage Ratio | 18.71 | |||
| Loan Loss Reserves to Loans | 0.49% | |||
| Liquidity |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| Hot Money Ratio | 7.86% | |||
| Liquidity Ratio | 33.34% | |||
| Profitability |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 10.00K | |||
| Net Interest Spread | 6.81% | |||
| Operating Profit to Average Assets | 0.57% | |||
| Overhead Efficiency Ratio | 91.00% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 1.68% | |||