| Weiss Ratings |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 5.00 | |||
| Company Info |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| NCUA Charter Number | 4569 | |||
| Phone Number | (228) 432-0284 | |||
| Website | www.socofcu.org | |||
| Asset Quality |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| 1-Year Asset Growth | 7.51% | |||
| 5-Year Asset Growth | 5.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.60% | |||
| Non-Performing Loans to Capital | 2.98% | |||
| Non-Performing Loans to Loans | 0.84% | |||
| Balance Sheet |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| Total Assets | 13.73M | |||
| Total Deposits | 11.18M | |||
| Capital and Reserves |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| Capital | 2.45M | |||
| Leverage Ratio | 17.83 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Liquidity |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| Hot Money Ratio | 6.16% | |||
| Liquidity Ratio | 35.00% | |||
| Profitability |
Southern Coastal Federal Credit Union
Biloxi, MS |
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| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 34.00K | |||
| Net Interest Spread | 7.08% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 89.29% | |||
| Return on Assets | 0.50% | |||
| Return on Equity | 2.79% | |||