A
Rio Grande Valley Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rio Grande Valley Credit Union
Harlingen, TX
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Rating A
Asset Quality Index 10.00
Capitalization Index 7.80
Liquidity Index 5.60
Profitability Index 5.80
Stability Index 6.80
Company Info Rio Grande Valley Credit Union
Harlingen, TX
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NCUA Charter Number 4573
Phone Number (956) 423-5792
Website www.rgvcu.coop
Asset Quality Rio Grande Valley Credit Union
Harlingen, TX
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1-Year Asset Growth 10.23%
5-Year Asset Growth 7.21%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.98%
Non-Performing Loans to Loans 0.22%
Balance Sheet Rio Grande Valley Credit Union
Harlingen, TX
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Total Assets 171.94M
Total Deposits 153.32M
Capital and Reserves Rio Grande Valley Credit Union
Harlingen, TX
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Capital 17.09M
Leverage Ratio 9.94
Loan Loss Reserves to Loans 0.66%
Liquidity Rio Grande Valley Credit Union
Harlingen, TX
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Hot Money Ratio 5.85%
Liquidity Ratio 36.03%
Profitability Rio Grande Valley Credit Union
Harlingen, TX
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5-Year Return on Average Assets 0.77%
Net Income 745.00K
Net Interest Spread 4.84%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 80.92%
Return on Assets 0.91%
Return on Equity 8.95%