| Weiss Ratings |
Commonwealth Central Credit Union
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 9.00 | |||
| Company Info |
Commonwealth Central Credit Union
San Jose, CA |
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| NCUA Charter Number | 4574 | |||
| Phone Number | (408) 531-3100 | |||
| Website | www.wealthcu.org | |||
| Asset Quality |
Commonwealth Central Credit Union
San Jose, CA |
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| 1-Year Asset Growth | -1.70% | |||
| 5-Year Asset Growth | 3.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.50% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 2.19% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
Commonwealth Central Credit Union
San Jose, CA |
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| Total Assets | 616.58M | |||
| Total Deposits | 528.20M | |||
| Capital and Reserves |
Commonwealth Central Credit Union
San Jose, CA |
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| Capital | 82.73M | |||
| Leverage Ratio | 13.60 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Commonwealth Central Credit Union
San Jose, CA |
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| Hot Money Ratio | 6.33% | |||
| Liquidity Ratio | 23.50% | |||
| Profitability |
Commonwealth Central Credit Union
San Jose, CA |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 2.59M | |||
| Net Interest Spread | 5.48% | |||
| Operating Profit to Average Assets | 1.23% | |||
| Overhead Efficiency Ratio | 75.05% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 6.36% | |||