| Weiss Ratings |
Commonwealth Central Credit Union
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 8.50 | |||
| Company Info |
Commonwealth Central Credit Union
San Jose, CA |
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| NCUA Charter Number | 4574 | |||
| Phone Number | (408) 531-3100 | |||
| Website | www.commonwealthcu.org | |||
| Asset Quality |
Commonwealth Central Credit Union
San Jose, CA |
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| 1-Year Asset Growth | -4.88% | |||
| 5-Year Asset Growth | 4.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 2.22% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
Commonwealth Central Credit Union
San Jose, CA |
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| Total Assets | 632.06M | |||
| Total Deposits | 553.11M | |||
| Capital and Reserves |
Commonwealth Central Credit Union
San Jose, CA |
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| Capital | 73.93M | |||
| Leverage Ratio | 11.99 | |||
| Loan Loss Reserves to Loans | 0.70% | |||
| Liquidity |
Commonwealth Central Credit Union
San Jose, CA |
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| Hot Money Ratio | 4.63% | |||
| Liquidity Ratio | 14.44% | |||
| Profitability |
Commonwealth Central Credit Union
San Jose, CA |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 1.71M | |||
| Net Interest Spread | 4.80% | |||
| Operating Profit to Average Assets | 1.37% | |||
| Overhead Efficiency Ratio | 71.14% | |||
| Return on Assets | 1.08% | |||
| Return on Equity | 9.33% | |||