B
Monroe Community Credit Union
MonroeMI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Monroe Community Credit Union
Monroe, MI
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Rating B
Asset Quality Index 9.50
Capitalization Index 8.30
Liquidity Index 3.90
Profitability Index 10.00
Stability Index 7.00
Company Info Monroe Community Credit Union
Monroe, MI
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NCUA Charter Number 4575
Phone Number (734) 242-3222
Website www.monroecommunitycu.org
Asset Quality Monroe Community Credit Union
Monroe, MI
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1-Year Asset Growth 6.53%
5-Year Asset Growth 10.40%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.25%
Non-Performing Loans to Loans 0.21%
Balance Sheet Monroe Community Credit Union
Monroe, MI
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Total Assets 385.13M
Total Deposits 340.15M
Capital and Reserves Monroe Community Credit Union
Monroe, MI
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Capital 40.69M
Leverage Ratio 10.79
Loan Loss Reserves to Loans 0.85%
Liquidity Monroe Community Credit Union
Monroe, MI
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Hot Money Ratio 8.34%
Liquidity Ratio 27.24%
Profitability Monroe Community Credit Union
Monroe, MI
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5-Year Return on Average Assets 0.93%
Net Income 3.98M
Net Interest Spread 4.59%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 70.33%
Return on Assets 1.38%
Return on Equity 14.03%