| Weiss Ratings |
First Area Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 4.90 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 2.20 | |||
| Company Info |
First Area Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4577 | |||
| Phone Number | (989) 781-1430 | |||
| Website | Www.Firstareacu.Com | |||
| Asset Quality |
First Area Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -8.45% | |||
| 5-Year Asset Growth | 5.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.15% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.41% | |||
| Non-Performing Loans to Loans | 0.05% | |||
| Balance Sheet |
First Area Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 39.62M | |||
| Total Deposits | 36.72M | |||
| Capital and Reserves |
First Area Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 2.86M | |||
| Leverage Ratio | 9.81 | |||
| Loan Loss Reserves to Loans | 0.39% | |||
| Liquidity |
First Area Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 2.36% | |||
| Liquidity Ratio | 36.35% | |||
| Profitability |
First Area Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.12% | |||
| Net Income | 28.00K | |||
| Net Interest Spread | 3.59% | |||
| Operating Profit to Average Assets | 0.15% | |||
| Overhead Efficiency Ratio | 95.92% | |||
| Return on Assets | 0.14% | |||
| Return on Equity | 2.02% | |||