| Weiss Ratings |
First Area Credit Union
Saginaw, MI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 3.70 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 1.70 | |||
| Company Info |
First Area Credit Union
Saginaw, MI |
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| NCUA Charter Number | 4577 | |||
| Phone Number | (989) 781-1430 | |||
| Website | Www.Firstareacu.Com | |||
| Asset Quality |
First Area Credit Union
Saginaw, MI |
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| 1-Year Asset Growth | 0.26% | |||
| 5-Year Asset Growth | 6.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.29% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
First Area Credit Union
Saginaw, MI |
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| Total Assets | 40.12M | |||
| Total Deposits | 36.66M | |||
| Capital and Reserves |
First Area Credit Union
Saginaw, MI |
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| Capital | 2.41M | |||
| Leverage Ratio | 9.84 | |||
| Loan Loss Reserves to Loans | 0.15% | |||
| Liquidity |
First Area Credit Union
Saginaw, MI |
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| Hot Money Ratio | 7.40% | |||
| Liquidity Ratio | 22.03% | |||
| Profitability |
First Area Credit Union
Saginaw, MI |
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| 5-Year Return on Average Assets | 0.22% | |||
| Net Income | 6.00K | |||
| Net Interest Spread | 2.63% | |||
| Operating Profit to Average Assets | -0.21% | |||
| Overhead Efficiency Ratio | 106.73% | |||
| Return on Assets | 0.06% | |||
| Return on Equity | 1.01% | |||