| Weiss Ratings |
Western Cooperative Credit Union
Williston, ND |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 9.50 | |||
| Company Info |
Western Cooperative Credit Union
Williston, ND |
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| NCUA Charter Number | 4578 | |||
| Phone Number | (701) 572-4000 | |||
| Website | www.wccu.org | |||
| Asset Quality |
Western Cooperative Credit Union
Williston, ND |
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| 1-Year Asset Growth | 9.58% | |||
| 5-Year Asset Growth | 6.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 1.57% | |||
| Non-Performing Loans to Capital | 12.73% | |||
| Non-Performing Loans to Loans | 3.12% | |||
| Balance Sheet |
Western Cooperative Credit Union
Williston, ND |
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| Total Assets | 493.41M | |||
| Total Deposits | 433.30M | |||
| Capital and Reserves |
Western Cooperative Credit Union
Williston, ND |
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| Capital | 56.65M | |||
| Leverage Ratio | 13.61 | |||
| Loan Loss Reserves to Loans | 1.92% | |||
| Liquidity |
Western Cooperative Credit Union
Williston, ND |
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| Hot Money Ratio | 6.29% | |||
| Liquidity Ratio | 16.92% | |||
| Profitability |
Western Cooperative Credit Union
Williston, ND |
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| 5-Year Return on Average Assets | 0.93% | |||
| Net Income | 3.09M | |||
| Net Interest Spread | 4.36% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 67.81% | |||
| Return on Assets | 1.25% | |||
| Return on Equity | 11.68% | |||