| Weiss Ratings |
Western Cooperative Credit Union
Williston, ND |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 8.90 | |||
| Company Info |
Western Cooperative Credit Union
Williston, ND |
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| NCUA Charter Number | 4578 | |||
| Phone Number | (701) 572-4000 | |||
| Website | www.wccu.org | |||
| Asset Quality |
Western Cooperative Credit Union
Williston, ND |
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| 1-Year Asset Growth | 7.96% | |||
| 5-Year Asset Growth | 6.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.20% | |||
| Non-Performing Loans to Capital | 9.26% | |||
| Non-Performing Loans to Loans | 2.30% | |||
| Balance Sheet |
Western Cooperative Credit Union
Williston, ND |
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| Total Assets | 497.80M | |||
| Total Deposits | 434.49M | |||
| Capital and Reserves |
Western Cooperative Credit Union
Williston, ND |
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| Capital | 59.77M | |||
| Leverage Ratio | 13.85 | |||
| Loan Loss Reserves to Loans | 1.91% | |||
| Liquidity |
Western Cooperative Credit Union
Williston, ND |
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| Hot Money Ratio | 6.44% | |||
| Liquidity Ratio | 16.01% | |||
| Profitability |
Western Cooperative Credit Union
Williston, ND |
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| 5-Year Return on Average Assets | 0.93% | |||
| Net Income | 4.91M | |||
| Net Interest Spread | 4.44% | |||
| Operating Profit to Average Assets | 1.34% | |||
| Overhead Efficiency Ratio | 67.53% | |||
| Return on Assets | 1.33% | |||
| Return on Equity | 11.98% | |||