| Weiss Ratings |
Western Cooperative Credit Union
Williston, ND |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 8.20 | |||
| Company Info |
Western Cooperative Credit Union
Williston, ND |
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| NCUA Charter Number | 4578 | |||
| Phone Number | (701) 572-4000 | |||
| Website | www.wccu.org | |||
| Asset Quality |
Western Cooperative Credit Union
Williston, ND |
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| 1-Year Asset Growth | 7.76% | |||
| 5-Year Asset Growth | 5.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 1.00% | |||
| Non-Performing Loans to Capital | 8.41% | |||
| Non-Performing Loans to Loans | 1.63% | |||
| Balance Sheet |
Western Cooperative Credit Union
Williston, ND |
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| Total Assets | 461.08M | |||
| Total Deposits | 407.66M | |||
| Capital and Reserves |
Western Cooperative Credit Union
Williston, ND |
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| Capital | 50.48M | |||
| Leverage Ratio | 13.56 | |||
| Loan Loss Reserves to Loans | 1.71% | |||
| Liquidity |
Western Cooperative Credit Union
Williston, ND |
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| Hot Money Ratio | 4.27% | |||
| Liquidity Ratio | 13.58% | |||
| Profitability |
Western Cooperative Credit Union
Williston, ND |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 6.01M | |||
| Net Interest Spread | 4.41% | |||
| Operating Profit to Average Assets | 1.76% | |||
| Overhead Efficiency Ratio | 61.89% | |||
| Return on Assets | 1.78% | |||
| Return on Equity | 18.17% | |||