Alliance Catholic Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 11.6 and a net worth ratio of 12.6. A current level of 1.4 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.5).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.6 on a scale of 0 to 10). Weak liquidity 2.9, driven by a liquidity ratio of 12.8 percent and a “hot money” ratio of 14.1 percent.
Asset Mix:
Comm loans (21%), consumer loans (16%), home mtgs (15%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
28800 Orchard Lake Road
Farmington Hills, MI 48334
Farmington Hills, MI 48334
Phone Number
(248) 663-4006
NCUA Charter Number
Website
Largest Competitors
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