Tennessee Valley Federal Credit Union

Chattanooga, TN

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Tennessee Valley Federal Credit Union Chattanooga, TN	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.30
Capitalization Index	10.00
Liquidity Index	3.50
Profitability Index	10.00
Stability Index	7.00

Company Info	Tennessee Valley Federal Credit Union Chattanooga, TN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	458
Phone Number	(423) 634-3600
Website	www.tvfcu.com

Asset Quality	Tennessee Valley Federal Credit Union Chattanooga, TN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	6.94%
5-Year Asset Growth	12.40%
5-Year Charge-Offs to Average Loans	0.22%
Charge-Offs to Average Loans	0.33%
Non-Performing Assets to Assets	0.64%
Non-Performing Loans to Capital	4.10%
Non-Performing Loans to Loans	0.81%

Balance Sheet	Tennessee Valley Federal Credit Union Chattanooga, TN	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.97B
Total Deposits	2.50B

Capital and Reserves	Tennessee Valley Federal Credit Union Chattanooga, TN	Click to Compare	Click to Compare	Click to Compare
Capital	444.17M
Leverage Ratio	14.93
Loan Loss Reserves to Loans	0.88%

Liquidity	Tennessee Valley Federal Credit Union Chattanooga, TN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	12.26%
Liquidity Ratio	23.24%

Profitability	Tennessee Valley Federal Credit Union Chattanooga, TN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.59%
Net Income	36.54M
Net Interest Spread	5.36%
Operating Profit to Average Assets	1.96%
Overhead Efficiency Ratio	62.46%
Return on Assets	1.67%
Return on Equity	11.46%