C
Whitewater Community Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Whitewater Community Credit Union
Harrison, OH
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Rating C
Asset Quality Index 8.70
Capitalization Index 8.10
Liquidity Index 3.40
Profitability Index 6.20
Stability Index 4.30
Company Info Whitewater Community Credit Union
Harrison, OH
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NCUA Charter Number 4580
Phone Number (513) 202-1306
Website www.whitewaterccu.org
Asset Quality Whitewater Community Credit Union
Harrison, OH
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1-Year Asset Growth -3.02%
5-Year Asset Growth 7.49%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.28%
Non-Performing Loans to Loans 0.18%
Balance Sheet Whitewater Community Credit Union
Harrison, OH
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Total Assets 11.23M
Total Deposits 10.06M
Capital and Reserves Whitewater Community Credit Union
Harrison, OH
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Capital 1.15M
Leverage Ratio 10.25
Loan Loss Reserves to Loans 0.26%
Liquidity Whitewater Community Credit Union
Harrison, OH
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Hot Money Ratio 3.28%
Liquidity Ratio 16.04%
Profitability Whitewater Community Credit Union
Harrison, OH
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5-Year Return on Average Assets 0.56%
Net Income 75.00K
Net Interest Spread 4.97%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 85.29%
Return on Assets 0.86%
Return on Equity 8.97%