C
SLO Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings SLO Credit Union
San Luis Obispo, CA
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Rating C
Asset Quality Index 6.20
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 0.60
Stability Index 5.10
Company Info SLO Credit Union
San Luis Obispo, CA
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NCUA Charter Number 4584
Phone Number (805) 543-5839
Website www.slocu.com
Asset Quality SLO Credit Union
San Luis Obispo, CA
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1-Year Asset Growth -7.30%
5-Year Asset Growth 0.35%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 2.18%
Non-Performing Loans to Capital 14.26%
Non-Performing Loans to Loans 3.96%
Balance Sheet SLO Credit Union
San Luis Obispo, CA
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Total Assets 30.14M
Total Deposits 25.54M
Capital and Reserves SLO Credit Union
San Luis Obispo, CA
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Capital 4.55M
Leverage Ratio 16.84
Loan Loss Reserves to Loans 0.36%
Liquidity SLO Credit Union
San Luis Obispo, CA
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Hot Money Ratio 13.89%
Liquidity Ratio 16.20%
Profitability SLO Credit Union
San Luis Obispo, CA
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5-Year Return on Average Assets -0.11%
Net Income -122.00K
Net Interest Spread 3.18%
Operating Profit to Average Assets -0.44%
Overhead Efficiency Ratio 114.64%
Return on Assets -0.52%
Return on Equity -3.64%